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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

How to Get a Home Loan with No Credit

How Your Credit Score Is Calculated

Tips to Improve Your Credit Score

What to Do if Your Home is Burned or Destroyed by Wildfires

What Is a Good Credit Score to Buy a House?

How to Set Effective New Year's Resolutions

Tapping Your Home Equity with a Cash-Out Refinance

APM Gives Back with Annual Employee Giving Challenge

5 Ways to Use Your Home Equity

Understanding Home Equity

APM Appetizers & Sides to Fill Your Holiday Table

Deck the Halls with SAFE Online Holiday Shopping—Don’t Be a Victim!

The Best Holiday Dessert Recipes from the APM Family

The Benefits of Gratitude

6 Most Commonly Asked Questions About VA Loans

5 Benefits of Non-Conforming Loans

Understanding When You Need a Jumbo Loan

What Is a Conventional Loan?

What Is an FHA Loan?

APM Celebrates Hispanic Heritage Month

The Best Places for Leaf-Peeping—No Matter Where You Live!

The Do's and Don'ts of the Mortgage Process

How to Safely Apply for a Mortgage Online

5 Ways to Protect Your Credit During the Homebuying Process

Pros and Cons of Buying vs. Renting

Real Estate Investing to Build Long-Term Wealth

Is 2021 a Good Time to Buy a Home?

What to Expect in Your First Year as a Homeowner

It’s Time to Celebrate the Summer Olympics!

10 Ways to Win a Bidding War on a House

What You Need to Know about Sales Price vs. Appraised Value

Fun Facts About Independence Day!

Down Payment Assistance: The Difference Between Gift Funds, Grants, and Loans

Buy A House with No Down Payment

Have You Thought About Down Payment Assistance in Your State?

3 Things You Can Do to Prepare to Buy a House

Celebrating Asian American and Pacific Islander Heritage Month

How APM Helps Buyers Stand Out in a Competitive Market

Get Your Offer Accepted with APM’s Keys on Time™ Program

Ready to Plan Your Summer Road Trip? We’ve Got You Covered

Top 10 Things to Do Outside with Kids This Spring

Planning Ahead for Self-Employed Mortgage Requirements

What You Need to Know About Getting a Mortgage When Self-Employed

Here’s How Your Job Affects Your Mortgage

Home Renovations That Help Maximize Your Living Space

4 Reasons to Build an Accessory Dwelling Unit (ADU)

The Benefits of Multigenerational Living

APM Celebrates Black History Month

How APMCares Gave Back in 2020

The Value of Using a Licensed Real Estate Agent

Why You Should Start the Homebuying Process with a Pre-Approval

Pre-Approval vs. Pre-Qualification: What’s the Difference?

How Making Extra Mortgage Payments Can Benefit You

5 Ways to Manage Debt Effectively

Planning to Buy a House in the New Year

Setting Financial Goals for the New Year

There’s Still Much to Appreciate this Holiday Season

Surprising Factors that Influence Mortgage Interest Rates

Building New Traditions

Understanding VA Home Loan Benefits and Who Qualifies for Them

The Biggest VA Home Loan Myths—BUSTED!

How Your Military Service Can Help You Qualify for Affordable VA Loans

Buying a Second Home with Family

Celebrating Halloween During a World Pandemic

Differences Between a Second Home vs. an Investment Property

Qualifying for a Second Home Loan

Hispanic Heritage Month: Spotlight on APM Team Members

Everything You Need To Know About Mortgage Loan Servicing

9 Home Offer Tips to Get Your Dream Home Under Contract

Balancing Work and School in the Home

7 Reasons to Refinance with These Low Rates

Front-Line Workers: We’ve got a Mortgage Discount for YOU!

What to Do if Your Home is Burned or Destroyed by Wildfires

Pre-Approval Can Add Certainty to the Homebuying Process in 2020

Top 5 Benefits to Using a Realtor When Selling Your Home

4 Things To Look For When Choosing Your New Neighborhood

7 Things To Consider When Buying & Selling a Home Simultaneously

5 Things To Consider If You’re Thinking About Relocating

Creative Ways to Celebrate Independence Day from Home

Is Now The Right Time To Buy A Home?

What Paying Off Your Mortgage Early May Mean For You

Buying A Home During COVID-19

Observing Memorial Day Conscientiously

2020 Home Improvements with the Highest ROI

Lawn & Garden Tips That Will Make Your Home Blossom

DIY Home Improvement & Maintenance Tips

How To Keep Busy While Isolating

5 Ways You Can Support Your Community During This Time

Family Friendly Online Learning & Activities

What to Do With Your Kids During Quarantine

Stay Healthy & Balanced While You Work From Home

The Benefits of Using a Local Mortgage Lender

Steps to Qualify For A Home Loan

Demystifying Home Loan Closing Costs

What Documents Do You Need For A Home Loan?

Should You Refinance Into a 15- or 30- Year Mortgage?

Time Management is Key to Work-Life Balance

How to Quickly Save More for a Down Payment

The Lowdown on Down Payment Requirements for Various Mortgages

Refinancing 101

Stay on the Path to Homeownership with These Budget-Friendly Tips

Throwing an Oscar Party to Remember

Boost Your Credit Score With 5 Simple Tips

Tips for Budgeting for Home Buying in the New Year

Setting Financial Resolutions for the New Year

Make this Holiday Season Memorable Without Breaking Your Budget!

Why You Should Start the Home Buying Process with a Pre-Approval

Holiday Decorating Safety with Pets

FHFA Announces Higher 2020 Loan Limits

Showing Gratitude as a Family

How to Prepare and Pull Off a Thanksgiving Feast

Homebuyer Help: Shopping for the Right Mortgage

How to Celebrate Veterans Day

How Much Mortgage Can I Afford?

Halloween Safety Tips for Kids, Pets & Adults

What Credit Score is Needed to Buy a House

5 Questions to Ask a Real Estate Agent

Good Apps for House Hunting and Buying

Top 5 Reasons Selling Your Home Yourself is a Bad Idea

21 Creative Ways to Save for a Down Payment

Capturing and Preserving Summer Memories

A Renovation Loan Can Help You Create Your Dream Home

Loans to Help You Buy and Renovate a Fixer-Upper

10 Tips to preparing for a successful school year

Buying a home with student loan debt

5 Benefits of Investing in Condos for First Time Home Buyers

Is it smart to buy property for your college student?

Are There VA Jumbo Loans? Yes - Here’s How They Can Help You

10 Essentials for a great day at the beach!

APM Moves Up In Rankings

The Top 9 Benefits of a VA Loan

Getting the loan you need when you don't meet traditional guidelines

Summer is here! 8 Budget Friendly Family Activities

Is a Reverse Mortgage Right For You?

Manufactured Homes can be an Affordable Option in a Hot Market

Pre-Approval Helps Buyers Compete

5 Ways to Observe Memorial Day Mindfully

6 Tips to Bring Spring Indoors

Creating Experiences That Matter™ with our Employees

4 Ways to Use Your Home Equity

Using a Bridge Loan to Buy While Selling

10 Tips for a Kids’ Birthday Bash Without Breaking the Bank

Getting Pre-Approved Before You List

APMCares Is Creating Experiences That Matter™ in Communities Across the Country

Buying a Home When You Haven’t Sold Yet

How to Start the Home Buying Process

3 Tips to Getting Financial Assistance with Your Down Payment

What is a Temporary Buydown?

Choosing the Right Neighborhood for You

Top 5 Questions to Understanding Your Credit Score

Avoid These 5 Common Credit Mistakes Before Purchasing a Home

Credit Score: Here's What You Should Know When Buying a Home

How Your Credit Score is Calculated

5 Ways to Give as a Family This Holiday Season

History and Proper Display of the American Flag

American Pacific Mortgage Supports Veterans

5 Tips For Staging Your Home to Sell During the Holiday Season

Doctor Loan: Expanded Access for Medical Professionals

5 Reasons to Use Secure Lock® When Shopping For or Building Your Home

Veterans Programs: First-Time Homebuyer Grant in Utah

How to Decide When It's Time to Buy a House

Take Advantage of Our STaR Home Loans for Police Officers

Top 4 Down Payment and PMI Myths

How to Buy Before You Sell With a Bridge Loan

Rising Interest Rates May Mean Now Is the Time to Buy a Home

Making It Possible to Buy a House Fast

Low Down Payment Options to Help First Time Homebuyers

Homebuyer Help: What is Included in a Mortgage Payment?

What is the average down payment size for borrowers today?

Make Home Buying More Affordable With The No MI Advantage Loan

Our Jumbo Solutions Loan Program Can Help You Afford a Higher Priced Home

Could recent changes to credit scoring help you qualify for a home loan?

Trouble Qualifying? Try Our Expanded Access Specialty Loan Program

Here is Why Fannie Mae and Freddie Mac Loans Matter to You

Paying Biweekly Payments vs. Monthly Mortgage Payments

The Difference Between Fixed-Rate and Adjustable-Rate Mortgages

APMCares Gives Back to the Community

When is the Most Favorable Time to Lock in Your Home Loan Interest Rate?

Preparing for Buying a Home in the Busy Season

Why It Could Be a Good Time to Buy a House

What do Lenders Look for in a Home Loan Application?

How Does the New Tax Bill Impact Homeowners and Home Buyers?

Top Tips From Our First Time Homebuyers Checklist

Mortgages for Self-Employed Homebuyers

3 Ways to Get Creative when Paying Closing Costs

7 Tips to Protect Yourself from Identity Theft

Homebuyer Help - FHFA Increases Conforming Loan Limits Again

Top 3 Tips for Making Home Offers that Sellers Will Love

How Much One Extra Mortgage Payment Can Save You

5 Tips for First Time Homebuyers in a Low Housing Inventory Market

First-Time Homebuyer Financial Perks

What to Expect During the Home Loan Closing Process

What You Need to Know as a First-Time Home Buyer

High Asset Home Loans Open the Door to Homeownership

Disaster Relief for Wildfire Victims

3 Essential Tips for Comparing Home Loan Interest Rates

Understanding Conforming Loans and Limits – Are They Right for You?

Make Homeownership a Reality with First-Time Home Buyer Programs

Affordable Homeownership - Peak Home Loan Programs Allow 5% Down Payment

Having Difficulty Qualifying For Any Home Loan Programs Even With a High Net Worth? Consider Our Asset Inclusion Loan Program

TOP POSTS

How Much One Extra Mortgage Payment Can Save You
How Much One Extra Mortgage Payment Can Save You
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3 Ways to Get Creative when Paying Closing Costs
3 Ways to Get Creative when Paying Closing Costs
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2020 Home Improvements with the Highest ROI
2020 Home Improvements with the Highest ROI
Read Article

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    RECENT POSTS

    How to Get a Home Loan with No Credit
    How to Get a Home Loan with No Credit
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    How Your Credit Score Is Calculated
    How Your Credit Score Is Calculated
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    Tips to Improve Your Credit Score
    Tips to Improve Your Credit Score
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    American Pacific Mortgage
    Corporate Office
    3000 Lava Ridge Court
    Suite 200
    Roseville, CA 95661
    916.960.1325

    All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.

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