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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

    Unlocking Income: 5% Down Payment for Multi-Family Homes

    12 Pet-Friendly Tips for a Safe, Festive Holiday Season

    The Importance of an Annual Mortgage Review for Homeowners

    15 Ways to Make This Holiday Season Memorable Without Breaking Your Budget

    APM Elevate: November 2023

    8 Ways to Give Back as a Family This Holiday Season

    Buy a Home with 1% Down Through APM’s 1% Home

    APM Honors Our Veterans

    6 Most Commonly Asked Questions About VA Loans

    The Biggest VA Home Loan Myths—BUSTED!

    What You Need to Know About Qualifying for VA Jumbo Loans

    Pros and Cons of Waiting to Buy a Home

    Low Down Payment Options for Homebuyers

    APM Elevate: September 2023

    The Cost of Waiting to Buy a Home

    Hispanic Heritage Month: Spotlight on APM Team Members

    Should I Refinance My Home to Pay Off High Interest Debt?

    APM Elevate: August 2023

    8 Ways to Pay Off Debt

    7 Red Flags to Look for When Buying a Home

    What You Need to Know About Cosigning for a Mortgage

    Access Your Home Equity with a Cash-Out Refinance

    Is Buying a Home for a College Student a Good Investment?

    Pros and Cons of a Debt Consolidation Mortgage Refinance

    5 Things to Know About Investing in Short-Term Rentals

    How to Qualify for a Second Home Loan

    APM Elevate: July 2023

    Financing and Buying an Investment Property

    Second Home vs. Investment Property: What’s the Difference?

    Creative Ways to Celebrate the 4th of July

    How to Plan Your Summer Road Trip

    How to Build Generational Wealth Through Homeownership

    Top 8 Benefits of Homeownership

    May: APM Elevate Newsletter

    Celebrating Asian American and Pacific Islander Heritage Month

    5 Homebuying Myths and Common Misconceptions

    April: APM Elevate Newsletter

    How Does a Home Equity Line of Credit Work?

    Homebuyer Hacks for Today's Housing Market

    The Most Common First Time Homebuyer Mistakes

    7 Tips for First Time Homebuyers

    APM Spotlights Black History Month

    Home Renovations with the Best Return on Investment

    January: APM Elevate Newsletter

    What to Do if Your Home is Flooded or Destroyed by a Hurricane

    6 Ways to Beat Inflation by Buying a Home

    Understanding a 3-2-1 Interest Rate Buydown

    Budgeting for Homeownership in the New Year

    Setting Financial Resolutions for the New Year

    December: APM Elevate Newsletter

    This Is How Interest Rate Buydowns Benefit Home Sellers

    Interest Rate Hacks to Reduce Your Monthly Payments

    The Best Holiday Dessert Recipes from the APM Family

    5 Holiday Home Staging Ideas

    November: APM Elevate Newsletter

    How to Pull Off the Ultimate Thanksgiving Day Feast

    VA Loan Success Story: Navy Veteran Turned Homeowner

    5 Things Home Buyers Can Be Grateful For in This Market

    APM Celebrates Military Family Appreciation Month

    October: APM Elevate Newsletter

    Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans

    How to Qualify for First Time Home Buyer Programs

    How To Estimate Your Closing Costs When Buying A Home

    21 Creative Ways to Save for a Down Payment

    Closing Costs: Mortgage Points Explained

    September: APM Elevate Newsletter

    APM Celebrates Hispanic Heritage Month 2022

    A Guide to Seller Concessions

    Employment History & Job Changes During the Mortgage Process

    Buying a House: Today’s Down Payment Requirements and Options

    August: APM Elevate Newsletter

    How to Win Against Cash Offers in Today’s Housing Market

    What is a Temporary Buydown?

    Top Mortgage Questions for Today’s Market

    20 Things to Do on a Hot Summer Day

    The Homebuying Process in 7 Easy Steps

    July: APM Elevate Newsletter

    The Value of a Loan Officer

    5 Benefits of Investing in Condos for First Time Home Buyers

    Ready to Go: 30-Day Moving Checklist

    Do You Know the House Rules???

    June: APM Elevate Newsletter

    Homebuyers: The Pros and Cons of Investing in Condos

    Apply for a Mortgage: A Complete Checklist

    Loan Programs and Mortgages for Different Property Types

    Start the Homebuying Process with a Mortgage Preapproval

    Mortgage Loan Programs for Nontraditional Borrowers

    Mortgage Education: What Is PMI?

    Top 8 Benefits of Using a Realtor to Sell Your House

    The Dos and Don'ts of the Mortgage Process

    Don’t Miss These Top 5 Tax Breaks for Homeowners

    6 Questions to Ask a Real Estate Agent

    Buyers and Sellers: How to Hire a Real Estate Agent

    The Value of a Realtor When Buying or Selling

    What You Need to Know About Mortgage Rate Buydowns

    Mortgage Interest Rates: Float vs. Lock Strategies

    APM Honors Women’s History Month

    Factors That Influence Mortgage Interest Rates

    5 Benefits of Non-Conforming Loans

    Construction Home Loans: Breaking Down the Loan Process

    What to Expect When Getting a Construction Home Loan

    3 Ways to Get Creative when Paying Closing Costs

    Is Building a Home Right for You?

    How to Get a Home Loan with No Credit

    How Your Credit Score Is Calculated

    Tips to Improve Your Credit Score

    What to Do if Your Home is Burned or Destroyed by Wildfires

    What Is a Good Credit Score to Buy a House?

    How to Set Effective New Year's Resolutions

    APM Gives Back with Annual Employee Giving Challenge

    5 Ways to Use Your Home Equity

    Understanding Home Equity

    APM Appetizers & Sides to Fill Your Holiday Table

    Deck the Halls with SAFE Online Holiday Shopping—Don’t Be a Victim!

    The Benefits of Gratitude

    Understanding When You Need a Jumbo Loan

    What Is a Conventional Loan?

    What Is an FHA Loan?

    American Pacific Mortgage Celebrates Hispanic Heritage Month

    The Best Places for Leaf-Peeping—No Matter Where You Live!

    The Do's and Don'ts of the Mortgage Process

    How to Safely Apply for a Mortgage Online

    5 Ways to Protect Your Credit During the Homebuying Process

    Pros and Cons of Buying vs. Renting

    Real Estate Investing to Build Long-Term Wealth

    Is 2021 a Good Time to Buy a Home?

    What to Expect in Your First Year as a Homeowner

    It’s Time to Celebrate the Summer Olympics!

    10 Ways to Win a Bidding War on a House

    What You Need to Know about Sales Price vs. Appraised Value

    Fun Facts About Independence Day!

    Buy A House with No Down Payment

    Have You Thought About Down Payment Assistance in Your State?

    3 Things You Can Do to Prepare to Buy a House

    How APM Helps Buyers Stand Out in a Competitive Market

    Get Your Offer Accepted with APM’s Keys on Time™ Program

    Top 10 Things to Do Outside with Kids This Spring

    Planning Ahead for Self-Employed Mortgage Requirements

    What You Need to Know About Getting a Mortgage When Self-Employed

    Here’s How Your Job Affects Your Mortgage

    Home Renovations That Help Maximize Your Living Space

    4 Reasons to Build an Accessory Dwelling Unit (ADU)

    The Benefits of Multigenerational Living

    How APMCares Gave Back in 2020

    The Value of Using a Licensed Real Estate Agent

    Pre-Approval vs. Pre-Qualification: What’s the Difference?

    How Making Extra Mortgage Payments Can Benefit You

    5 Ways to Manage Debt Effectively

    Planning to Buy a House in the New Year

    Setting Financial Goals for the New Year

    There’s Still Much to Appreciate this Holiday Season

    Surprising Factors that Influence Mortgage Interest Rates

    Building New Traditions

    Understanding VA Home Loan Benefits and Who Qualifies for Them

    How Your Military Service Can Help You Qualify for Affordable VA Loans

    Buying a Second Home with Family

    Celebrating Halloween During a World Pandemic

    Everything You Need To Know About Mortgage Loan Servicing

    9 Home Offer Tips to Get Your Dream Home Under Contract

    Balancing Work and School in the Home

    7 Reasons to Refinance with These Low Rates

    Front-Line Workers: We’ve got a Mortgage Discount for YOU!

    What to Do if Your Home is Burned or Destroyed by Wildfires

    Pre-Approval Can Add Certainty to the Homebuying Process in 2020

    Top 5 Benefits to Using a Realtor When Selling Your Home

    4 Things To Look For When Choosing Your New Neighborhood

    7 Things To Consider When Buying & Selling a Home Simultaneously

    5 Things To Consider If You’re Thinking About Relocating

    Is Now The Right Time To Buy A Home?

    What Paying Off Your Mortgage Early May Mean For You

    Buying A Home During COVID-19

    Observing Memorial Day Conscientiously

    Lawn & Garden Tips That Will Make Your Home Blossom

    DIY Home Improvement & Maintenance Tips

    How To Keep Busy While Isolating

    5 Ways You Can Support Your Community During This Time

    Family Friendly Online Learning & Activities

    What to Do With Your Kids During Quarantine

    Stay Healthy & Balanced While You Work From Home

    The Benefits of Using a Local Mortgage Lender

    Steps to Qualify For A Home Loan

    Demystifying Home Loan Closing Costs

    What Documents Do You Need For A Home Loan?

    Should You Refinance Into a 15- or 30- Year Mortgage?

    Time Management is Key to Work-Life Balance

    How to Quickly Save More for a Down Payment

    The Lowdown on Down Payment Requirements for Various Mortgages

    Refinancing 101

    Stay on the Path to Homeownership with These Budget-Friendly Tips

    Throwing an Oscar Party to Remember

    Boost Your Credit Score With 5 Simple Tips

    Why You Should Start the Home Buying Process with a Pre-Approval

    FHFA Announces Higher 2020 Loan Limits

    Showing Gratitude as a Family

    Homebuyer Help: Shopping for the Right Mortgage

    How to Celebrate Veterans Day

    How Much Mortgage Can I Afford?

    Halloween Safety Tips for Kids, Pets & Adults

    What Credit Score is Needed to Buy a House

    5 Questions to Ask a Real Estate Agent

    TOP POSTS

    Understanding a 3-2-1 Interest Rate Buydown
    Understanding a 3-2-1 Interest Rate Buydown
    Read Article
    How Much One Extra Mortgage Payment Can Save You
    How Much One Extra Mortgage Payment Can Save You
    Read Article
    What You Need to Know about Sales Price vs. Appraised Value
    What You Need to Know about Sales Price vs. Appraised Value
    Read Article

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    RECENT POSTS

    Unlocking Income: 5% Down Payment for Multi-Family Homes
    Unlocking Income: 5% Down Payment for Multi-Family Homes
    Read Article
    12 Pet-Friendly Tips for a Safe, Festive Holiday Season
    12 Pet-Friendly Tips for a Safe, Festive Holiday Season
    Read Article
    The Importance of an Annual Mortgage Review for Homeowners
    The Importance of an Annual Mortgage Review for Homeowners
    Read Article