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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

    May: APM Elevate Newsletter

    Celebrating Asian American and Pacific Islander Heritage Month

    5 Homebuying Myths and Common Misconceptions

    The Cost of Waiting to Buy in This Housing Market

    April: APM Elevate Newsletter

    How Does a Home Equity Line of Credit Work?

    Pros and Cons of a Debt Consolidation Mortgage Refinance

    Homebuyer Hacks for Today's Housing Market

    The Most Common First Time Homebuyer Mistakes

    7 Tips for First Time Homebuyers

    APM Spotlights Black History Month

    Home Renovations with the Best Return on Investment

    January: APM Elevate Newsletter

    What to Do if Your Home is Flooded or Destroyed by a Hurricane

    6 Ways to Beat Inflation by Buying a Home

    Understanding a 3-2-1 Interest Rate Buydown

    Budgeting for Homeownership in the New Year

    Setting Financial Resolutions for the New Year

    December: APM Elevate Newsletter

    This Is How Interest Rate Buydowns Benefit Home Sellers

    Interest Rate Hacks to Reduce Your Monthly Payments

    The Best Holiday Dessert Recipes from the APM Family

    5 Holiday Home Staging Ideas

    November: APM Elevate Newsletter

    How to Pull Off the Ultimate Thanksgiving Day Feast

    VA Loan Success Story: Navy Veteran Turned Homeowner

    5 Things Home Buyers Can Be Grateful For in This Market

    What You Need to Know About Qualifying for VA Jumbo Loans

    APM Celebrates Military Family Appreciation Month

    5 Ways to Give as a Family This Holiday Season

    October: APM Elevate Newsletter

    Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans

    How to Qualify for First Time Home Buyer Programs

    How To Estimate Your Closing Costs When Buying A Home

    21 Creative Ways to Save for a Down Payment

    Closing Costs: Mortgage Points Explained

    September: APM Elevate Newsletter

    APM Celebrates Hispanic Heritage Month 2022

    A Guide to Seller Concessions

    Employment History & Job Changes During the Mortgage Process

    Buying a House: Today’s Down Payment Requirements and Options

    August: APM Elevate Newsletter

    How to Win Against Cash Offers in Today’s Housing Market

    What is a Temporary Buydown?

    Top Mortgage Questions for Today’s Market

    20 Things to Do on a Hot Summer Day

    The Homebuying Process in 7 Easy Steps

    July: APM Elevate Newsletter

    The Value of a Loan Officer

    5 Benefits of Investing in Condos for First Time Home Buyers

    Ready to Go: 30-Day Moving Checklist

    Do You Know the House Rules???

    June: APM Elevate Newsletter

    Homebuyers: The Pros and Cons of Investing in Condos

    Apply for a Mortgage: A Complete Checklist

    Loan Programs and Mortgages for Different Property Types

    Start the Homebuying Process with a Mortgage Preapproval

    Mortgage Loan Programs for Nontraditional Borrowers

    Mortgage Education: What Is PMI?

    Top 8 Benefits of Using a Realtor to Sell Your House

    The Dos and Don'ts of the Mortgage Process

    Don’t Miss These Top 5 Tax Breaks for Homeowners

    6 Questions to Ask a Real Estate Agent

    Buyers and Sellers: How to Hire a Real Estate Agent

    The Value of a Realtor When Buying or Selling

    What You Need to Know About Mortgage Rate Buydowns

    Mortgage Interest Rates: Float vs. Lock Strategies

    APM Honors Women’s History Month

    Factors That Influence Mortgage Interest Rates

    5 Benefits of Non-Conforming Loans

    Construction Home Loans: Breaking Down the Loan Process

    What to Expect When Getting a Construction Home Loan

    3 Ways to Get Creative when Paying Closing Costs

    Is Building a Home Right for You?

    How to Get a Home Loan with No Credit

    How Your Credit Score Is Calculated

    Tips to Improve Your Credit Score

    What to Do if Your Home is Burned or Destroyed by Wildfires

    What Is a Good Credit Score to Buy a House?

    How to Set Effective New Year's Resolutions

    Tapping Your Home Equity with a Cash-Out Refinance

    APM Gives Back with Annual Employee Giving Challenge

    5 Ways to Use Your Home Equity

    Understanding Home Equity

    APM Appetizers & Sides to Fill Your Holiday Table

    Deck the Halls with SAFE Online Holiday Shopping—Don’t Be a Victim!

    The Benefits of Gratitude

    6 Most Commonly Asked Questions About VA Loans

    Understanding When You Need a Jumbo Loan

    What Is a Conventional Loan?

    What Is an FHA Loan?

    American Pacific Mortgage Celebrates Hispanic Heritage Month

    The Best Places for Leaf-Peeping—No Matter Where You Live!

    The Do's and Don'ts of the Mortgage Process

    How to Safely Apply for a Mortgage Online

    5 Ways to Protect Your Credit During the Homebuying Process

    Pros and Cons of Buying vs. Renting

    Real Estate Investing to Build Long-Term Wealth

    Is 2021 a Good Time to Buy a Home?

    What to Expect in Your First Year as a Homeowner

    It’s Time to Celebrate the Summer Olympics!

    10 Ways to Win a Bidding War on a House

    What You Need to Know about Sales Price vs. Appraised Value

    Fun Facts About Independence Day!

    Buy A House with No Down Payment

    Have You Thought About Down Payment Assistance in Your State?

    3 Things You Can Do to Prepare to Buy a House

    How APM Helps Buyers Stand Out in a Competitive Market

    Get Your Offer Accepted with APM’s Keys on Time™ Program

    Ready to Plan Your Summer Road Trip? We’ve Got You Covered

    Top 10 Things to Do Outside with Kids This Spring

    Planning Ahead for Self-Employed Mortgage Requirements

    What You Need to Know About Getting a Mortgage When Self-Employed

    Here’s How Your Job Affects Your Mortgage

    Home Renovations That Help Maximize Your Living Space

    4 Reasons to Build an Accessory Dwelling Unit (ADU)

    The Benefits of Multigenerational Living

    How APMCares Gave Back in 2020

    The Value of Using a Licensed Real Estate Agent

    Pre-Approval vs. Pre-Qualification: What’s the Difference?

    How Making Extra Mortgage Payments Can Benefit You

    5 Ways to Manage Debt Effectively

    Planning to Buy a House in the New Year

    Setting Financial Goals for the New Year

    There’s Still Much to Appreciate this Holiday Season

    Surprising Factors that Influence Mortgage Interest Rates

    Building New Traditions

    Understanding VA Home Loan Benefits and Who Qualifies for Them

    The Biggest VA Home Loan Myths—BUSTED!

    How Your Military Service Can Help You Qualify for Affordable VA Loans

    Buying a Second Home with Family

    Celebrating Halloween During a World Pandemic

    Differences Between a Second Home vs. an Investment Property

    Qualifying for a Second Home Loan

    Hispanic Heritage Month: Spotlight on APM Team Members

    Everything You Need To Know About Mortgage Loan Servicing

    9 Home Offer Tips to Get Your Dream Home Under Contract

    Balancing Work and School in the Home

    7 Reasons to Refinance with These Low Rates

    Front-Line Workers: We’ve got a Mortgage Discount for YOU!

    What to Do if Your Home is Burned or Destroyed by Wildfires

    Pre-Approval Can Add Certainty to the Homebuying Process in 2020

    Top 5 Benefits to Using a Realtor When Selling Your Home

    4 Things To Look For When Choosing Your New Neighborhood

    7 Things To Consider When Buying & Selling a Home Simultaneously

    5 Things To Consider If You’re Thinking About Relocating

    Creative Ways to Celebrate Independence Day from Home

    Is Now The Right Time To Buy A Home?

    What Paying Off Your Mortgage Early May Mean For You

    Buying A Home During COVID-19

    Observing Memorial Day Conscientiously

    Lawn & Garden Tips That Will Make Your Home Blossom

    DIY Home Improvement & Maintenance Tips

    How To Keep Busy While Isolating

    5 Ways You Can Support Your Community During This Time

    Family Friendly Online Learning & Activities

    What to Do With Your Kids During Quarantine

    Stay Healthy & Balanced While You Work From Home

    The Benefits of Using a Local Mortgage Lender

    Steps to Qualify For A Home Loan

    Demystifying Home Loan Closing Costs

    What Documents Do You Need For A Home Loan?

    Should You Refinance Into a 15- or 30- Year Mortgage?

    Time Management is Key to Work-Life Balance

    How to Quickly Save More for a Down Payment

    The Lowdown on Down Payment Requirements for Various Mortgages

    Refinancing 101

    Stay on the Path to Homeownership with These Budget-Friendly Tips

    Throwing an Oscar Party to Remember

    Boost Your Credit Score With 5 Simple Tips

    Make this Holiday Season Memorable Without Breaking Your Budget!

    Why You Should Start the Home Buying Process with a Pre-Approval

    Holiday Decorating Safety with Pets

    FHFA Announces Higher 2020 Loan Limits

    Showing Gratitude as a Family

    Homebuyer Help: Shopping for the Right Mortgage

    How to Celebrate Veterans Day

    How Much Mortgage Can I Afford?

    Halloween Safety Tips for Kids, Pets & Adults

    What Credit Score is Needed to Buy a House

    5 Questions to Ask a Real Estate Agent

    Good Apps for House Hunting and Buying

    Top 5 Reasons Selling Your Home Yourself is a Bad Idea

    Capturing and Preserving Summer Memories

    A Renovation Loan Can Help You Create Your Dream Home

    Loans to Help You Buy and Renovate a Fixer-Upper

    10 Tips to preparing for a successful school year

    Buying a home with student loan debt

    Is it smart to buy property for your college student?

    Are There VA Jumbo Loans? Yes - Here’s How They Can Help You

    10 Essentials for a great day at the beach!

    APM Moves Up In Rankings

    The Top 9 Benefits of a VA Loan

    Getting the loan you need when you don't meet traditional guidelines

    Summer is here! 8 Budget Friendly Family Activities

    Is a Reverse Mortgage Right For You?

    Manufactured Homes can be an Affordable Option in a Hot Market

    Pre-Approval Helps Buyers Compete

    5 Ways to Observe Memorial Day Mindfully

    6 Tips to Bring Spring Indoors

    TOP POSTS

    How Much One Extra Mortgage Payment Can Save You
    How Much One Extra Mortgage Payment Can Save You
    Read Article
    Understanding a 3-2-1 Interest Rate Buydown
    Understanding a 3-2-1 Interest Rate Buydown
    Read Article
    3 Ways to Get Creative when Paying Closing Costs
    3 Ways to Get Creative when Paying Closing Costs
    Read Article

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    RECENT POSTS

    May: APM Elevate Newsletter
    May: APM Elevate Newsletter
    Read Article
    Celebrating Asian American and Pacific Islander Heritage Month
    Celebrating Asian American and Pacific Islander Heritage Month
    Read Article
    5 Homebuying Myths and Common Misconceptions
    5 Homebuying Myths and Common Misconceptions
    Read Article
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    All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV. Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Not available in New York.

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