<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=981546022040035&amp;ev=PageView&amp;noscript=1">


scroll arrow

Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

APM Elevate: April 2024

Financial Fitness: April 2024

APM Elevate: March 2024

Don’t Miss These Top 5 Tax Breaks for Homeowners

APM Financial Fitness: March 2024

Who Qualifies as a First-Time Homebuyer?

8 Questions Homebuyers Should Ask About Mortgages

Down Payment Assistance Options For First-Time Homebuyers

Interest Rate Buydowns: Permanent vs. Temporary Buydowns

APM Elevate: February 2024

The Pros and Cons of Buying New Construction

6 Things to Know Before Building a Custom Home

APM Financial Fitness: February 2024

APM Spotlights Black History Month

Is Building a Home Right for You?

APM Elevate: January 2024

Protect Your Credit Score During the Home-Buying Process

How to Set Achievable Financial Goals

What Is a Good Credit Score to Get a Mortgage Loan?

Budgeting for Homeownership in the New Year

Buy a Home Now, Refinance Later at Reduced Fees

APM Elevate: December 2023

Unlocking Income: 5% Down Payment for Multi-Family Homes

12 Pet-Friendly Tips for a Safe, Festive Holiday Season

The Importance of an Annual Mortgage Review for Homeowners

15 Ways to Make This Holiday Season Memorable Without Breaking Your Budget

APM Elevate: November 2023

8 Ways to Give Back as a Family This Holiday Season

Buy a Home with 1% Down Through APM’s 1% Home

APM Honors Our Veterans

6 Most Commonly Asked Questions About VA Loans

The Biggest VA Home Loan Myths—BUSTED!

What You Need to Know About Qualifying for VA Jumbo Loans

Pros and Cons of Waiting to Buy a Home

Low Down Payment Options for Homebuyers

APM Elevate: September 2023

The Cost of Waiting to Buy a Home

Hispanic Heritage Month: Spotlight on APM Team Members

Should I Refinance My Home to Pay Off High Interest Debt?

APM Elevate: August 2023

8 Ways to Pay Off Debt

7 Red Flags to Look for When Buying a Home

What You Need to Know About Cosigning for a Mortgage

Access Your Home Equity with a Cash-Out Refinance

Is Buying a Home for a College Student a Good Investment?

Pros and Cons of a Debt Consolidation Mortgage Refinance

5 Things to Know About Investing in Short-Term Rentals

How to Qualify for a Second Home Loan

APM Elevate: July 2023

Financing and Buying an Investment Property

Second Home vs. Investment Property: What’s the Difference?

Creative Ways to Celebrate the 4th of July

How to Plan Your Summer Road Trip

How to Build Generational Wealth Through Homeownership

Top 8 Benefits of Homeownership

May: APM Elevate Newsletter

Celebrating Asian American and Pacific Islander Heritage Month

5 Homebuying Myths and Common Misconceptions

April: APM Elevate Newsletter

How Does a Home Equity Line of Credit Work?

Homebuyer Hacks for Today's Housing Market

The Most Common First Time Homebuyer Mistakes

7 Tips for First Time Homebuyers

Home Renovations with the Best Return on Investment

January: APM Elevate Newsletter

What to Do if Your Home is Flooded or Destroyed by a Hurricane

6 Ways to Beat Inflation by Buying a Home

Understanding a 3-2-1 Interest Rate Buydown

Setting Financial Resolutions for the New Year

December: APM Elevate Newsletter

This Is How Interest Rate Buydowns Benefit Home Sellers

The Best Holiday Dessert Recipes from the APM Family

5 Holiday Home Staging Ideas

November: APM Elevate Newsletter

How to Pull Off the Ultimate Thanksgiving Day Feast

VA Loan Success Story: Navy Veteran Turned Homeowner

5 Things Home Buyers Can Be Grateful For in This Market

APM Celebrates Military Family Appreciation Month

October: APM Elevate Newsletter

Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans

How to Qualify for First Time Home Buyer Programs

How To Estimate Your Closing Costs When Buying A Home

21 Creative Ways to Save for a Down Payment

Closing Costs: Mortgage Points Explained

September: APM Elevate Newsletter

APM Celebrates Hispanic Heritage Month 2022

A Guide to Seller Concessions

Employment History & Job Changes During the Mortgage Process

Buying a House: Today’s Down Payment Requirements and Options

August: APM Elevate Newsletter

How to Win Against Cash Offers in Today’s Housing Market

What is a Temporary Buydown?

Top Mortgage Questions for Today’s Market

20 Things to Do on a Hot Summer Day

The Homebuying Process in 7 Easy Steps

July: APM Elevate Newsletter

The Value of a Loan Officer

5 Benefits of Investing in Condos for First Time Home Buyers

Ready to Go: 30-Day Moving Checklist

Do You Know the House Rules???

June: APM Elevate Newsletter

Homebuyers: The Pros and Cons of Investing in Condos

Apply for a Mortgage: A Complete Checklist

Loan Programs and Mortgages for Different Property Types

Start the Homebuying Process with a Mortgage Preapproval

Mortgage Loan Programs for Nontraditional Borrowers

Mortgage Education: What Is PMI?

Top 8 Benefits of Using a Realtor to Sell Your House

The Dos and Don'ts of the Mortgage Process

6 Questions to Ask a Real Estate Agent

Buyers and Sellers: How to Hire a Real Estate Agent

The Value of a Realtor When Buying or Selling

What You Need to Know About Mortgage Rate Buydowns

Mortgage Interest Rates: Float vs. Lock Strategies

APM Honors Women’s History Month

Factors That Influence Mortgage Interest Rates

5 Benefits of Non-Conforming Loans

Construction Home Loans: Breaking Down the Loan Process

What to Expect When Getting a Construction Home Loan

3 Ways to Get Creative when Paying Closing Costs

How to Get a Home Loan with No Credit

How Your Credit Score Is Calculated

Tips to Improve Your Credit Score

What to Do if Your Home is Burned or Destroyed by Wildfires

How to Set Effective New Year's Resolutions

APM Gives Back with Annual Employee Giving Challenge

5 Ways to Use Your Home Equity

Understanding Home Equity

APM Appetizers & Sides to Fill Your Holiday Table

Deck the Halls with SAFE Online Holiday Shopping—Don’t Be a Victim!

The Benefits of Gratitude

Understanding When You Need a Jumbo Loan

What Is a Conventional Loan?

What Is an FHA Loan?

American Pacific Mortgage Celebrates Hispanic Heritage Month

The Best Places for Leaf-Peeping—No Matter Where You Live!

The Do's and Don'ts of the Mortgage Process

How to Safely Apply for a Mortgage Online

Pros and Cons of Buying vs. Renting

Real Estate Investing to Build Long-Term Wealth

Is 2021 a Good Time to Buy a Home?

What to Expect in Your First Year as a Homeowner

It’s Time to Celebrate the Summer Olympics!

10 Ways to Win a Bidding War on a House

What You Need to Know about Sales Price vs. Appraised Value

Fun Facts About Independence Day!

Buy A House with No Down Payment

Have You Thought About Down Payment Assistance in Your State?

3 Things You Can Do to Prepare to Buy a House

How APM Helps Buyers Stand Out in a Competitive Market

Get Your Offer Accepted with APM’s Keys on Time™ Program

Top 10 Things to Do Outside with Kids This Spring

Planning Ahead for Self-Employed Mortgage Requirements

What You Need to Know About Getting a Mortgage When Self-Employed

Here’s How Your Job Affects Your Mortgage

Home Renovations That Help Maximize Your Living Space

4 Reasons to Build an Accessory Dwelling Unit (ADU)

The Benefits of Multigenerational Living

How APMCares Gave Back in 2020

The Value of Using a Licensed Real Estate Agent

Pre-Approval vs. Pre-Qualification: What’s the Difference?

How Making Extra Mortgage Payments Can Benefit You

5 Ways to Manage Debt Effectively

Planning to Buy a House in the New Year

Setting Financial Goals for the New Year

There’s Still Much to Appreciate this Holiday Season

Surprising Factors that Influence Mortgage Interest Rates

Building New Traditions

Understanding VA Home Loan Benefits and Who Qualifies for Them

How Your Military Service Can Help You Qualify for Affordable VA Loans

Buying a Second Home with Family

Celebrating Halloween During a World Pandemic

Everything You Need To Know About Mortgage Loan Servicing

9 Home Offer Tips to Get Your Dream Home Under Contract

Balancing Work and School in the Home

7 Reasons to Refinance with These Low Rates

Front-Line Workers: We’ve got a Mortgage Discount for YOU!

What to Do if Your Home is Burned or Destroyed by Wildfires

Pre-Approval Can Add Certainty to the Homebuying Process in 2020

Top 5 Benefits to Using a Realtor When Selling Your Home

4 Things To Look For When Choosing Your New Neighborhood

7 Things To Consider When Buying & Selling a Home Simultaneously

5 Things To Consider If You’re Thinking About Relocating

Is Now The Right Time To Buy A Home?

What Paying Off Your Mortgage Early May Mean For You

Buying A Home During COVID-19

Observing Memorial Day Conscientiously

Lawn & Garden Tips That Will Make Your Home Blossom

DIY Home Improvement & Maintenance Tips

How To Keep Busy While Isolating

5 Ways You Can Support Your Community During This Time

Family Friendly Online Learning & Activities

What to Do With Your Kids During Quarantine

Stay Healthy & Balanced While You Work From Home

The Benefits of Using a Local Mortgage Lender

Steps to Qualify For A Home Loan

Demystifying Home Loan Closing Costs

What Documents Do You Need For A Home Loan?

Should You Refinance Into a 15- or 30- Year Mortgage?

Time Management is Key to Work-Life Balance


Understanding a 3-2-1 Interest Rate Buydown
Understanding a 3-2-1 Interest Rate Buydown
Read Article
How Much One Extra Mortgage Payment Can Save You
How Much One Extra Mortgage Payment Can Save You
Read Article
What You Need to Know about Sales Price vs. Appraised Value
What You Need to Know about Sales Price vs. Appraised Value
Read Article

Subscribe to our BlogSign up to stay up to date with the latest news, insights and more from American Pacific Mortgage!


APM Elevate: April 2024
APM Elevate: April 2024
Read Article
Financial Fitness: April 2024
Financial Fitness: April 2024
Read Article
APM Elevate: March 2024
APM Elevate: March 2024
Read Article