APM BLOG

Buying vs. renting real estate will always be a personal decision—one that should be based on your lifestyle, goals, and financial well-being. Factors like interest rates, the housing market, and what others around you are doing can be influential, but the ultimate decision is up to you.

Putting all that aside, here are some pros and cons of buying vs. renting that you should consider when determining whether buying vs. renting is better for you.

You own your primary residence, but you’re thinking about buying a second home or possibly an investment property. Congrats! Being in a financial position to make that kind of real estate investment is a major accomplishment, and you should be proud of that.

Buying an investment property can be one of the keys to financial freedom and long-term wealth. Whether you want to enjoy rental income, tax benefits, or both, owning rental properties can help you achieve your goals quickly.

Your home is more than a property. It’s where birthday candles were blown out and holiday memories were made. When it’s time to sell, you want the full value of your home. 

Police officers, correctional officers, and first responders play a vital role in maintaining safety and supporting the structure of our communities, often working under high-stress conditions and making personal sacrifices in the process.

Qualifying for first-time home buyer programs may not be as hard as you think. These programs are specifically designed to help qualified first-time homebuyers like you overcome some of the more common hurdles people face when buying a home. Those hurdles, of course, include saving for a down payment and the closing costs.

If you could use some assistance as a first-time homebuyer—and who couldn’t—then this article is for you.

As a medical professional, you’ve dedicated countless hours to building your career and caring for others. Whether you’re a newly graduated doctor, dentist, or veterinarian, or an experienced professional, owning a home can feel like a distant goal. Student debt, limited credit history, and the high costs of buying a property add hurdles to achieving this milestone. Fortunately, the Doctor Loan program is here to change that.

One of the obstacles that keeps first-time homebuyers out of the housing market is the misconception that they need to have a 20% down payment.

Many people think of an existing single-family home when they think about homeownership or buying residential real estate. Purchases of this type of property are common, after all. But there are other residential real estate purchases that might be perfect for your lifestyle and/or financial situation. 

Single-family homes aren’t the only game in town when it comes to homeownership, building wealth, and fulfilling the American dream. In today’s housing market, where prices continue to challenge affordability, prospective buyers are exploring alternatives that offer value without sacrificing convenience or lifestyle.

Sometimes we get by with a little help from our friends…or family. 

There are many reasons someone may need help to qualify for a mortgage to buy a home. They may just be starting out and haven’t established a good credit history yet. Or perhaps they’re just getting out of a tough financial situation that they’re turning around.

Tuition, books, transportation, room and board…the cost of college can add up fast. At first glance, it may seem crazy to consider buying a home for a college student, but is it?

Buying a home can be an exhilarating experience. You’ll be hunting for your dream home, handpicking the perfect school district, and building generational wealth through real estate. That all sounds amazing, but the process to get there can undeniably have a few stressors.

When it comes to financial planning and wealth-building, most savvy people know that building wealth through real estate is an important piece of the puzzle. The beauty of this investment strategy is that you don’t have to be a multimillionaire, real estate agent, stock market guru, or even a member of one of those real estate investment groups to make investing in real estate work for you. 

Are you having a rough time finding the exact home that meets your vision? Then building your dream home may be the right strategy for you. A custom home can take a few forms.

This label encompasses everything from buying a newly built home that allows for a few customized home plans to hiring a custom home builder who can tailor every plank, light switch, and master bedroom angle to your exact specifications.

Building your dream home is the most amazing thing ever (next to your kids), but like your kids, it requires careful planning and consideration. There are upfront tasks and considerations that may not come to mind, especially if you’ve purchased an existing home before and feel like this isn’t your first rodeo.

Protecting your credit score is important all the time, but even more so when you’re thinking about buying a home and need a mortgage loan. That’s because there aren’t many other times in our lives when we need a loan amount of this size.

Do you think owning multi-family dwellings—duplexes, triplexes, or fourplexes—is only for the 1%? Think again, because now all you need is 5%! 

As of November 18, 2023, Fannie Mae has lowered its required down payment on owner-occupied multi-family properties from between 15% and 25% to just 5%. That’s right: Five. Percent. Down.