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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

Should I Refinance My Home to Pay Off High Interest Debt?

High interest credit card debt can suck the life out of anyone. Paying off your credit card debt at today’s high interest rates can also take major sacrifice—but it doesn’t have to. Not if you’re a homeowner, anyway.

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Pros and Cons of a Debt Consolidation Mortgage Refinance

A debt consolidation refinance may let you kill two birds with one stone. It can allow you to achieve a lower interest rate on your debt while streamlining all your monthly payments into one. You’ll essentially consolidate debt obligations and roll them into your mortgage, but at a much lower interest rate. The result is a single payment at a lower interest rate: your monthly mortgage payment.

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Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans

Down payments can be one of the most daunting parts of the home buying process. We all know: It costs a lot to buy a home! Thankfully, you don’t necessarily have to drain your savings to come up with the sum. There are other ways to secure a down payment, including gift funds, grants, and down payment assistance programs.

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7 Reasons to Refinance with These Low Rates

Today’s low interest rates have spurred interest in something else: refinancing! There has never been a better time to refinance your mortgage if you’re looking to secure an insanely low rate. 

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Should You Refinance Into a 15- or 30- Year Mortgage?

Low interest rates mean one thing – opportunity! For first-time homebuyers, low interest rates are an added incentive to purchase their dream home. For current homeowners, this attractive lending environment can result in big savings if they refinance. 

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Refinancing 101

Refinancing a mortgage can be advantageous to many homeowners – but what does that really mean? It’s important to know what is a refinance, and what options exist for you. Let us walk you through some of the reasons you may consider refinancing today.

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Is a Reverse Mortgage Right For You?

Reverse Mortgages Explained

You may be hearing a lot about Reverse Mortgages in commercials on radio and television lately. Sometimes it’s hard to decipher what, exactly a reverse mortgage is – or whether it’s something for you to consider for yourself. There’s a lot of information out there, so we wanted to break it down in easy-to-understand bites to make your decision-making as easy as possible.

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4 Ways to Use Your Home Equity

The last several years have been very good for property values for most areas of the United States.  According to the National Association of Realtors market growth will likely flatten out a bit for 2019, but still continue to improve at a more moderate pace.

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TOP POSTS

Understanding a 3-2-1 Interest Rate Buydown
Understanding a 3-2-1 Interest Rate Buydown
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How Much One Extra Mortgage Payment Can Save You
How Much One Extra Mortgage Payment Can Save You
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What You Need to Know about Sales Price vs. Appraised Value
What You Need to Know about Sales Price vs. Appraised Value
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RECENT POSTS

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