Today’s low interest rates have spurred interest in something else: refinancing! There has never been a better time to refinance your mortgage if you’re looking to secure an insanely low rate. 

Low interest rates mean one thing – opportunity! For first-time homebuyers, low interest rates are an added incentive to purchase their dream home. For current homeowners, this attractive lending environment can result in big savings if they refinance. 

Refinancing a mortgage can be advantageous to many homeowners – but what does that really mean? It’s important to know what is a refinance, and what options exist for you. Let us walk you through some of the reasons you may consider refinancing today.

Reverse Mortgages Explained

You may be hearing a lot about Reverse Mortgages in commercials on radio and television lately. Sometimes it’s hard to decipher what, exactly a reverse mortgage is – or whether it’s something for you to consider for yourself. There’s a lot of information out there, so we wanted to break it down in easy-to-understand bites to make your decision-making as easy as possible.

The last several years have been very good for property values for most areas of the United States.  According to the National Association of Realtors market growth will likely flatten out a bit for 2019, but still continue to improve at a more moderate pace.