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Disclosures

Annual Percentage Rates shown as of June 1st, 2020, subject to change without notice.

For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.

APR = Annual Percentage Rate.

  • 30 Year Fixed: Loan amount $300,000 at 3.450% APR, 20% down, monthly payment without taxes and insurance is $1,338.77.
  • 15 Year Fixed: Loan amount $300,000 at 2.910% APR, 20% down, monthly payment without taxes and insurance is $2,058.78.
  • FHA 30 Year Fixed: Loan amount $300,000 at 3.210% APR, 3.5% down, monthly payment without taxes and insurance is $1,299.04. FHA monthly MI is $211.00. 
  • VA 30 Year Fixed: Loan amount $300,000 at 2.930% APR, 0% down, monthly payment without taxes and insurance is $1,253.51.
  • USDA 30 Year Fixed: Loan amount $300,000 at 3.190% APR, 0% down, monthly payment without taxes and insurance is $1,295.76.
  • Jumbo 30 Year Fixed: Loan amount $500,000 at 3.650% APR, 20% down, monthly payment without taxes and insurance is $2,287.30.
  • 5/1 ARM: Loan amount $300,000 at 2.880% APR, 20% down, monthly payment without taxes and insurance is $1,260.76. 5/1 ARM is fixed for the first 5 years, subject to change annually thereafter.
  • 7/1 ARM: Loan amount $300,000 at 3.810% APR, 20% down, monthly payment without taxes and insurance is $1,416.75. 7/1 ARM is fixed for the first 7 years, subject to change annually thereafter.
  • 10/1 ARM: Loan amount $300,000 at 4.000% APR, 20% down, monthly payment without taxes and insurance is $1,449.81. 10/1 ARM is fixed for the first 10 years, subject to change annually thereafter.
  • Bridge 6 Month Term Fixed: Loan amount $150,000 at 7.490% APR, 20% down, monthly payment without taxes and insurance (deferred). 1 balloon payment of $155,553.83 due on 6th month.