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Disclosures

Annual Percentage Rates shown as of May 25th, 2023, subject to change without notice.

For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.

APR = Annual Percentage Rate.

FICO score between 700-720 used for examples below.

Loan Programs:

  • Conventional 30 Year Fixed: Loan amount $300,000 at 8.831% APR, 20% down, monthly payment without taxes and insurance is $2,227.49.
  • Conventional 15 Year Fixed: Loan amount $300,000 at 7.248% APR, 20% down, monthly payment without taxes and insurance is $2,697.20.
  • FHA 30 Year Fixed: Loan amount $300,000 at 7.200% APR, 3.5% down, monthly payment with MI but without taxes and insurance is $3,248.28.
  • VA 30 Year Fixed: Loan amount $300,000 at 7.865% APR, 0% down, monthly payment without taxes and insurance is $2,120.20.
  • USDA 30 Year Fixed: Loan amount $300,000 at 7.827% APR, 0% down, monthly payment without taxes and insurance is $2,134.
  • Jumbo 30 Year Fixed: Loan amount $500,000 at 7.560% APR, 20% down, monthly payment without taxes and insurance is $3,410.88.
  • 7/6 ARM: Loan amount $300,000 at 7.926% APR, 20% down, monthly payment without taxes and insurance is $2,021.96. 7/6 ARM is fixed for the first 7 years, subject to change every 6 months thereafter.
  • 10/6 ARM: Loan amount $300,000 at 7.829% APR, 20% down, monthly payment without taxes and insurance is $2021.16. 10/6 ARM is fixed for the first 10 years, subject to change every 6 months thereafter.
  • Bridge 6 Month Term Fixed: Loan amount $150,000 at 15.860% APR, 20% down, monthly payment without taxes and insurance (deferred). 1 balloon payment of $155,242.50 due on 6th month.