Annual Percentage Rates shown as of June 1st, 2020, subject to change without notice.
For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.
APR = Annual Percentage Rate.
30 Year Fixed: Loan amount $300,000 at 3.450% APR, 20% down, monthly payment without taxes and insurance is $1,338.77.
15 Year Fixed: Loan amount $300,000 at 2.910% APR, 20% down, monthly payment without taxes and insurance is $2,058.78.
FHA 30 Year Fixed: Loan amount $300,000 at 3.210% APR, 3.5% down, monthly payment without taxes and insurance is $1,299.04. FHA monthly MI is $211.00.
VA 30 Year Fixed: Loan amount $300,000 at 2.930% APR, 0% down, monthly payment without taxes and insurance is $1,253.51.
USDA 30 Year Fixed: Loan amount $300,000 at 3.190% APR, 0% down, monthly payment without taxes and insurance is $1,295.76.
Jumbo 30 Year Fixed: Loan amount $500,000 at 3.650% APR, 20% down, monthly payment without taxes and insurance is $2,287.30.
5/1 ARM: Loan amount $300,000 at 2.880% APR, 20% down, monthly payment without taxes and insurance is $1,260.76. 5/1 ARM is fixed for the first 5 years, subject to change annually thereafter.
7/1 ARM: Loan amount $300,000 at 3.810% APR, 20% down, monthly payment without taxes and insurance is $1,416.75. 7/1 ARM is fixed for the first 7 years, subject to change annually thereafter.
10/1 ARM: Loan amount $300,000 at 4.000% APR, 20% down, monthly payment without taxes and insurance is $1,449.81. 10/1 ARM is fixed for the first 10 years, subject to change annually thereafter.
Bridge 6 Month Term Fixed: Loan amount $150,000 at 7.490% APR, 20% down, monthly payment without taxes and insurance (deferred). 1 balloon payment of $155,553.83 due on 6th month.
