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Disclosures

Annual Percentage Rates shown as of March 1st, 2021, subject to change without notice.

For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.

APR = Annual Percentage Rate.

  • 30 Year Fixed: Loan amount $300,000 at 3.10 APR, 20% down, monthly payment without taxes and insurance is $1,1281
  • 15 Year Fixed: Loan amount $300,000 at 2.53% APR, 20% down, monthly payment without taxes and insurance is $2,004.61
  • FHA 30 Year Fixed: Loan amount $300,000 at 2.810% APR, 3.5% down, monthly payment without taxes and insurance is $1,234.28. FHA monthly MI is $211.00
  • VA 30 Year Fixed: Loan amount $300,000 at 2.810% APR, 0% down, monthly payment without taxes and insurance is $1,234.28
  • USDA 30 Year Fixed: Loan amount $300,000 at 2.88% APR, 0% down, monthly payment without taxes and insurance is $1,245.48
  • Jumbo 30 Year Fixed: Loan amount $500,000 at 3.09% APR, 20% down, monthly payment without taxes and insurance is $2,132.37
  • 5/1 ARM: Loan amount $300,000 at 2.810% APR, 20% down, monthly payment without taxes and insurance is $1,234.28. 5/1 ARM is fixed for the first 5 years, subject to change annually thereafter
  • 7/1 ARM: Loan amount $300,000 at 2.500% APR, 20% down, monthly payment without taxes and insurance is $1,185.36. 7/1 ARM is fixed for the first 7 years, subject to change annually thereafter
  • 10/1 ARM: Loan amount $300,000 at 2.500% APR, 20% down, monthly payment without taxes and insurance is $1,185.36. 10/1 ARM is fixed for the first 10 years, subject to change annually thereafter
  • Bridge 6 Month Term Fixed: Loan amount $150,000 at 7.490% APR, 20% down, monthly payment without taxes and insurance (deferred). 1 balloon payment of $155,553.83 due on 6th month.
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CONTACT

American Pacific Mortgage
Corporate Office
3000 Lava Ridge Court
Suite 200
Roseville, CA 95661
916.960.1325

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.

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