Annual Percentage Rates shown as of March 17th, 2025, subject to change without notice.
For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.
APR = Annual Percentage Rate.
Credit score between 700-720 used for examples below.
Loan Programs:
- Conventional 30 Year Fixed: Loan amount $400,000 at 7.732% APR, 20% down, monthly payment without taxes and insurance is $3,708.05.
- Conventional 15 Year Fixed: Loan amount $400,000 at 6.860% APR, 20% down, monthly payment without taxes and insurance is $3,511.98.
- FHA 30 Year Fixed: Loan amount $400,000 at 7.375% APR, 3.5% down, monthly payment with MI but without taxes and insurance is $2,755.00.
- VA 30 Year Fixed: Loan amount $400,000 at 7.088% APR, 0% down, monthly payment without taxes and insurance is $2,645.76.
- USDA 30 Year Fixed: Loan amount $400,000 at 6.825% APR, 0% down, monthly payment without taxes and insurance is $2,487.74.
- Jumbo 30 Year Fixed: Loan amount $750,000 at 7.766% APR, 20% down, monthly payment without taxes and insurance is $5,308.45.
- 7/6 ARM: Loan amount $400,000 at 10.009% APR, 20% down, monthly payment without taxes and insurance is $2,796.86. 7/6 ARM is fixed for the first 7 years, subject to change every 6 months thereafter.
- 10/6 ARM: Loan amount $400,000 at 9.372% APR, 20% down, monthly payment without taxes and insurance is $2,796.86. 10/6 ARM is fixed for the first 10 years, subject to change every 6 months thereafter.
- Bridge 6 Month Term Fixed: Loan amount $250,000 at 17.806% APR, 20% down, monthly payment without taxes and insurance (deferred). 1 balloon payment of $252,289.58 due on 6th month.
