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Meet APM

Group of APM employees outside APM offices

At APM, Experience Matters

Every interaction with us as individuals and as a company is crafted with you in mind.

Whether you’re a first-time buyer, refinancing your home, building the home of your dreams, or a seasoned investor, our top priority is to make the loan process as convenient, transparent, and simple as possible. We want you to leave the transaction comfortable that you’ve received the information and options necessary to have made the right decision for your financial future.
We’ve made it our mission to Create Experiences That Matter.

About Us

APM has helped people achieve their homeownership goals since 1996. We have nearly 200 branches throughout the U.S. and more than 1,400 loan advisors.  We’re known for valuing human connections—we understand that people matter—and we serve communities, homeowners, and homebuyers through our local retail branches. 

We’ve grown a lot since those early days and now are a top-15 mortgage company in the country and are rated in the top 10 of the 50 best places to work by Mortgage Executive Magazine.

In 2019 alone, we served more than 30,000 customers and funded more than $10.5 billion in home loans—all while earning more than 50,000 published consumer reviews with an average rating of 4.96 stars!

Meet Our Leadership

Bill Lowman Bill Lowman

Bill is responsible for day-to-day operations of the company.

Bill is responsible for day-to-day operations of the company.

Learn More About Bill

BILL LOWMAN

CEO

Chito Schnupp Chito Schnupp

CHITO SCHNUPP

Chief Investment Officer

Chuck Nugent Chuck Nugent

Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for American Pacific Mortgage.

Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for APM.

Learn More About Chuck

CHUCK NUGENT

General Counsel

David Mack David Mack

David is on the board at APM and primarily responsible for interdepartmental and branch relations, and policies and procedures for all American Pacific Mortgage and its affiliate branch operations.

David is on the board at APM and responsible for interdepartmental and branch relations, policies and procedures for APM and affiliate branch operations.

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DAVID MACK

Chief Origination Practices Officer

Demetria Hudley Demetria Hudley

Demetria is responsible for employee relations, workforce management, compensation, and benefits

Demetria is responsible for employee relations, workforce management, compensation, and benefits

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Demetria Hudley

VP Human Resources

Dustin is responsible for all aspects of enterprise production at APM, including overseeing the regional production teams, production technology, production onboarding, recruiting and the corporate loan team.

Dustin is responsible for APM enterprise production, including regional teams, production technology, onboarding, recruiting and the corporate loan team.

Learn More About Dustin

Dustin Sheppard

EVP of Enterprise Production

Gloria Fillmon Gloria Fillmon

Gloria is responsible for the organization’s Risk Management, Quality Assurance, Vendor Management, Change of Law Management and Internal Audits.

Gloria is responsible for the organization’s Risk Management, Quality Assurance, Vendor Management, Change of Law Management and Internal Audits.

Learn More About Gloria

GLORIA FILLMON

Chief Risk Officer

Keith Becher Keith Becher

Keith is responsible for technology, operational efficiency, program management, strategic initiatives, and loan servicing oversight.

Keith is responsible for technology, operational efficiency, program management, strategic initiatives, and loan servicing oversight.

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KEITH BECHER

Chief Operating Officer

Kurt Reisig Kurt Reisig

As Chairman, Kurt is responsible for the sustainability of APM.

As Chairman, Kurt is responsible for the sustainability of APM.

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KURT REISIG

Chairman

Marty Allred Marty Allred

Marty is responsible for all Compliance oversight including licensing, advertising compliance, disclosures, state and federal examinations and regulations, privacy, ECOA and HMDA, and fair lending.

Marty is responsible for Compliance oversight including licensing, advertising, disclosures, state/federal examinations and regulations, privacy, ECOA, HMDA, and fair lending.

Learn More About Marty

MARTY ALLRED

Chief Compliance Officer

Matt Brinitzer Matt Brinitzer

Matt is responsible for all APM locations, facilities, leases and corporate services

Matt is responsible for all APM locations, facilities, leases and corporate services

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Matt Brinitzer

VP Corporate Services

Melissa Wright Melissa Wright

Melissa is responsible for driving the success of the corporate retail channel, and leads all aspect of sales, marketing and communication for the organization.

Melissa is responsible for driving the success of the corporate retail channel, and leads all aspects of sales, marketing and communication for APM.

Learn More About Melissa

MELISSA WRIGHT

EVP Production & Marketing

Ned Payant Ned PAYANT

Ned is responsible for all aspects of production, sales, growth & expansion, and operations for the company.

Ned is responsible for all aspects of production, sales, growth & expansion, and operations for the company.

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NED PAYANT

President

Paul Hubbard Paul Hubbard

Paul is responsible for APM’s finance, accounting and treasury activities.

Paul is responsible for APM’s finance, accounting and treasury activities.

Learn More About Paul

PAUL HUBBARD

Chief Financial Officer


Creating a Community

There are lots of things that matter to us, but creating and nurturing a community of people who work together to deliver the American dream to our customers is what we're most passionate about. 
Check out some of what we're up to.
Find Out More

The APM Difference

We are committed to providing a great place to work, enabling the next generation of loan advisors, and giving our employees the tools and environment they need to grow their careers and thrive