Every interaction with us as individuals and as a company is crafted with you in mind.
APM is a top-10 Independent Mortgage Banker with more than 1,700 licensed loan advisors and over 200 branches, serving home buyers across the United States. We’re known for Creating Experiences That MatterTM, and serve our communities, referral partners, and borrowers through our local retail branches with a personal touch and attention to detail.
As a company, we embrace the concept of homeownership with enthusiasm and optimism for America. Every employee at APM knows that every transaction represents a family, a home, and a life decision, and we understand that our participation is a privilege and that our job in the end is to delight everyone involved in the loan process… because, after all, there’s not much more that matters than the human connection and home.
In 2020, we served more than 65,000 customers and funded more than $22 billion in home loans—all while earning more than 70,000 published consumer reviews with an average rating of 4.96 stars!
Bill is responsible for day-to-day operations of the company.
Bill is responsible for day-to-day operations of the company.
BILL LOWMAN
Chairman
Ned is responsible for all aspects of production, sales, growth & expansion, and operations for the company.
Ned is responsible for all aspects of production, sales, growth & expansion, and operations for the company.
NED PAYANT
CEO
Dustin is responsible for all aspects of enterprise production at APM, including overseeing the regional production teams, production technology, production onboarding, recruiting and the corporate loan team.
Dustin is responsible for all of APM production, including regional teams, production technology, onboarding, recruiting, and the corporate loan team.
Dustin Sheppard
President
In Chito's role as CIO, she oversees all elements of pricing and selling of loans.
In Chito's role as CIO, she oversees all elements of pricing and selling of loans.
CHITO SCHNUPP
Chief Investment Officer
Marty is responsible for all Compliance oversight including licensing, advertising compliance, disclosures, state and federal examinations and regulations, privacy, ECOA and HMDA, and fair lending.
Marty is responsible for Compliance oversight including licensing, advertising, disclosures, state/federal examinations and regulations, privacy, ECOA, HMDA, and fair lending.
MARTY ALLRED
Chief Compliance Officer
Melissa is responsible for driving the success of the corporate retail channel, and leads all aspect of sales, marketing and communication for the organization.
Melissa is responsible for driving the success of the corporate retail channel, and leads all aspects of sales, marketing and communication for APM.
MELISSA WRIGHT
Chief Sales & Marketing Officer
Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.
Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.
Michele Buschman
Chief Information Officer
Paul is responsible for APM’s finance, accounting and treasury activities.
Prateek oversees all areas of finance, accounting, treasury, payroll, and servicing at American Pacific Mortgage (APM). He also works with senior leadership as a key strategic partner to grow APM’s lending platform.
Prateek Khokhar
Chief Financial Officer
Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for American Pacific Mortgage.
Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for APM.
CHUCK NUGENT
General Counsel
Sean manages several different fulfillment models, in addition to credit, appraisal, and offshore resources.
SEAN LAMB
SVP Operations
Kimberley oversees APM’s Enterprise Risk Management program, BSA/AML, quality assurance, loan originator compensation, branch reviews and all suspicious activity/fraud investigations, among other duties.
Kimberley oversees APM’s Enterprise Risk Management program, BSA/AML, quality assurance, loan originator compensation, branch reviews and all suspicious activity/fraud investigations, among other duties.
KIMBERLEY HOCKING
VP Risk
Demetria is responsible for employee relations, workforce management, compensation, and benefits
Demetria is responsible for employee relations, workforce management, compensation, and benefits
Demetria Hudley
VP Human Resources
Jason oversees his team’s growth initiatives and leadership strategies, with a focus on technology implementation.
Jason Ponsonby
SVP Production
Michael’s vast experience and focus on growth help him excel at integration, technology utilization, financial health and production expansion.
Michael Guidotti
SVP Production
We are committed to providing a great place to work, enabling the next generation of loan advisors, and giving our employees the tools and environment they need to grow their careers and thrive.
