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Fuel
Your
Future


Elevate your business.
Amplify your success.

Originators Branch Managers

100% Focused on You

Mortgage banking is our business, but making you look good is our top priority! From the latest technology and lead generation support to seamless underwriting solutions and ready-to-go marketing resources, we dedicate every day to elevating your success. Your goals are our focus—always.

Join APM Chairman Ned Payant and Branch Manager Jen Jones as they dive into how Jen turned recent market challenges into growth opportunities. With APM’s tech-forward platform and full-circle support, Jen shares how she built stronger client relationships, boosted her business, and leads with confidence.

  • At APM, you’ll never feel like employee #7,000 or be competing against your own company in an already saturated market. Our leadership is made up of producers just like you—focused on making originators look good, staying accessible, and making decisions with your success in mind.
  • With our cutting-edge tech stack, best-in-class products, powerful marketing, strategic partnership opportunities, and peer-to-peer mastermind groups, we equip top producers like you with everything you need to build, grow, and dominate in today’s market.
  • Beyond conventional and government loans, APM has exclusive, game-changing products designed to help you win in today’s market.
  • Scale your business with access to unique business channels designed to help you diversify and capture new market share.
  • APM has an exclusive in-house sales team that nurtures and engages your leads—so you can focus on closing deals instead of chasing them.
  • Our flexible business models aim to support your growth, whether you’re running a local branch, ready to launch your own brand or looking for a divisional partnership.
  • APM is committed to long-term success, not short-term profits. As an employee-owned company, you’re not just another number—you’re a stakeholder in our success. You can feel confident in your future as we focus on sustainable growth in a stable company that provides everything you need to thrive.

A Company Built for Producers.

We recognize this one simple truth at every level of our organization. That’s why our mission is clear—we are 100% focused on making our branch managers and originators look good. You’ll hear this mantra in our calls, events, and day-to-day operations because it’s not just a statement—it’s how we do business.

Now is the time to align with a company that truly values you and is invested in your long-term success. Let’s talk about what that looks like for you.

Originators – Learn More

We're Producers,
Just Like You!

The most impactful decision for your business now and in the future is choosing the right partner. Align with a company that supports your vision, empowers growth, and shares your values personally and professionally. From marketing and operations to compliance and technology, everything we offer helps you scale smarter, serve your team better, and stay focused on what matters most: production and people. Now is the time to partner with a company that respects your vision and invests in your future.

Branch Managers – Learn More

The Platform Where IMBs Thrive.

As a nationally ranked top mortgage lender, we understand the challenges and opportunities you face because we’ve lived them. At APM, you don’t just get a platform, you get a true partner that’s invested in your autonomy, your culture, and your long-term growth.

IMBs – Learn More

Succeed with APM

Learn how Kyle Wright, a Branch Manager with APM, has built success and thrived with American Pacific Mortgage.
✖

"I always feel like I have a team behind me that supports what I'm trying to do."

—Kyle Wright, APM Branch Manager

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Recognition Matters

Badge for Top 50 Best Mortgage Companies to Work Award by Mortgage Executive Magazine
Badge for Top Mortgage Lender Award by Scotsman Guide
Badge for Most Loved Mortgage Employers Award by National Mortgage Professional
Badge for Top Military Lender Award by National Mortgage Professional
Badge for Best Mortgage Companies to Work For Award by Mortgage Executive Magazine
Badge for 5-Star Lender Award by Mortgage Professional America
Badge for Top Lender Award by CalHFA
Badge for Top 15 Mortgage Companies to Work Award by Mortgage Executive Magazine
Badge for Top 15 VA Lender Award by Scotsman Guide
Badge for Top Workplaces Award by Scotsman Guide

APM by the Numbers

400000 +

Clients Served Since 2000

300 +

Primary Branches

80 +

DBA Brands in the Marketplace

1600 +

Total Loan Advisors

4.96 +

Average Review Rating

150000 +

Customer Reviews

Join a community-focused team with loan officers nationwide.
Check out what our customers have to say!

Customer Reviews

Frequently Asked Questions

  • American Pacific Mortgage (APM) is nationally ranked top independent and employee-owned mortgage lender that helps loan officers, branch managers, and independent mortgage banks (IMBs) grow their business with the backing of a national platform.

  • APM has been in business since 1996, building a strong reputation as a top mortgage company that empowers originators with the freedom to succeed and the support to scale.

  • American Pacific Mortgage (APM) is licensed in 49 states nationwide, serving customers across the country. The only state where APM is not currently licensed is New York.

  • APM is headquartered in Roseville, California. We refer to our corporate office as the “home office,” as we treat everyone at APM like family.

  • APM is an employee-owned mortgage company built to support originators—not corporate shareholders. While banks limit flexibility and brokers lack a full support infrastructure, APM offers something uniquely powerful: the freedom and autonomy you want, backed by the resources, stability, and scalability of a nationally ranked lender. Our mission is simple—we are 100% focused on making you look good and giving you the platform to grow your business your way.

    Here’s what sets APM apart:

    Stability and Reputation
    APM isn’t a $50 billion corporate conglomerate. We’re a well-capitalized, independent, employee-owned lender focused on long-term, sustainable growth—not short-term gains. You get the confidence of a strong national platform with the agility of a privately held company.

    A Voice with Leadership
    You’re never just employee #7,000 here. Your insights matter, and our leadership team listens. Originators and branch managers have direct access to decision-makers and a real voice in shaping the company’s direction.

    The Perfect Size
    APM is big enough to offer top-tier resources, cutting-edge technology, and an industry-leading product lineup—but small enough that you don’t get lost in the crowd. You keep the independence you want while gaining the support you need to thrive.

    Collaborative, Ownership-Driven Culture
    As employee-owners, we share one goal: building a thriving company together. Our culture is built on collaboration, transparency, and mutual support. We empower producers to lead, innovate, and contribute to the company’s future. Top originators and branch managers also participate in our Advisory Council, which meets twice yearly to help guide APM’s strategic plan.

    The Best of Bank, Broker, and Independent Models—All in One
    APM strikes the ideal balance between the flexibility of a broker, the stability of a bank, and the independence of a privately held lender. You maintain control of your business while accessing competitive pricing, in-house operations, marketing, technology, and leadership support that help you scale. 

  • APM is one of the nation’s top mortgage companies, with more than 1,600 loan officers and 400+ branches serving communities nationwide.

  • No. APM is a privately held and Employee-Owned company.

  • Yes. APM is consistently recognized as a nationally ranked top mortgage lender. We’ve been honored on multiple industry lists, including: