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Buying a Second Home

Welcome to Your Home Sweet Second Home

But first, a few questions to ponder:

Will you rent your second home when it’s not being used?

If you’re planning to rent out your new home on a regular basis, a lender may view this as an investment property rather than a second home. Lending requirements are often different for investment properties, which is why it’s important to discuss your specific goals with your loan advisor.

How far is it from your primary home?

Vacation and second homes have unique lending stipulations, including how far away they can be from your primary residence. With different loan options and requirements for second homes, an APM loan advisor can help guide you to the right loan program for the specific property you’re considering, wherever that may be. 

A Second Home...We'll Second That!

Keep the vacation going all year long when you purchase a second home.

We’re here to support all your home-buying dreams. A lakefront bungalow, a cabin near your favorite ski slopes, a desert getaway, a condo in Hawaii. If it sounds good to you, it sounds good to us.

Your second home is a special place that requires special home financing. APM can provide you with a vast selection of loan programs to help get you there. An APM loan advisor will help you determine affordability and guide you through all the lending requirements for your new home.

Looking for some basics on how financing works? Take a look at our video for a quick hit of information.

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We’re Here to Help

We're always happy to chat, but sometimes you need to do things at your own pace. Our tools and resources are available whenever you need them.
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CONTACT

American Pacific Mortgage
Corporate Office
3000 Lava Ridge Court
Suite 200
Roseville, CA 95661
916.960.1325

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.

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