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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

The Best Places for Leaf-Peeping—No Matter Where You Live!

Fall is a fun season to be enjoyed regardless of where you reside in the country. Contrary to popular belief, you don’t have to trek to New England or upstate New York to get a look at the beautiful fall foliage. There are opportunities all over the country—many likely within a day’s drive from you. 

Though plenty of leaf-peeping can be done outside of these regions, here are a few major players to get you started. 

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What to Expect in Your First Year as a Homeowner

You’ve just bought a home. Congrats! Now, you may wake up every morning feeling exactly as you did when you were renting. After all, aside from a new home and possibly a new neighborhood, not much has changed in your day-to-day life. 

While this may be true of your daily routine, your first year as a homeowner comes with some subtle differences compared to renting. For one, you’ve locked in your housing costs—and your residence—for as long as you want. There is also the peace of mind that comes with knowing that this property is yours

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It’s Time to Celebrate the Summer Olympics!

It’s been nearly five years since the last summer Olympics, so people are understandably ready for some action! Whether you’re more of a spectator or participant, there are plenty of ways to celebrate the summer Olympics in style—especially now that gatherings have resumed. 

So dust off your TV screen and backyard games, and get ready to celebrate the summer Olympics in new and creative ways!

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Fun Facts About Independence Day!

July 4—also known as Independence Day in the U.S.—celebrates the adoption of the Declaration of Independence.  

You may have known that much, but there is so much more behind this beloved summer holiday, so let’s dive right in!

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Have You Thought About Down Payment Assistance in Your State?

Believe it or not, there are many, many people who want to see you in the home of your dreams. We know that dream doesn’t always seem attainable. Money can be tight, and a down payment is just one more thing you have to save for.

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3 Things You Can Do to Prepare to Buy a House

Interest rates are still attractive, and inventory is creeping up, which means now is a great time to jump into the housing market! Here’s the thing, though. While “Zillowing” has become one of America’s favorite pastimes, actually buying a home isn’t as simple as jumping into the market. Unless you’re a cash buyer. In which case, bravo to you! 

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Celebrating Asian American and Pacific Islander Heritage Month

May is Asian American and Pacific Islander Heritage Month, a time for recognizing their significant contributions to the history, culture, and achievements in the United States. (Go here to learn more.)

At APM, we wanted to take this opportunity to learn more about our APM Family and what their history, culture, and heritage means to them.

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Ready to Plan Your Summer Road Trip? We’ve Got You Covered

It’s beginning to look a lot like…vacation! The skies and flowers aren’t the only things opening up. Now that we have a vaccine(s), Americans are itching to spread their wings and hit the open road. And how can you blame them after the past year we’ve all had?

If this sounds like heaven to you, you’re not alone. With that in mind, you may want to put some extra planning into this year’s excursion to ensure a safe, healthy, and fun time for your family.

Here are a few tips to get you started.

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Top 10 Things to Do Outside with Kids This Spring

The flowers are popping, the rabbits are hopping, and that dark winter sky is in the rearview mirror. That can only mean one thing: spring is finally here!

Your kids may feel more cooped up than usual this year thanks to the pandemic, homeschooling, and a series of winter storms throughout much of the U.S. So dust off your outdoor clothes and head into the sunshine—we’re about to make up for that lost time.

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Home Renovations That Help Maximize Your Living Space

We’ve all been spending a lot of time at home, but what happens when the home you love no longer meets all your needs? You may feel trapped in the home you have, but that’s not really the case. You do have a few options to consider.

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4 Reasons to Build an Accessory Dwelling Unit (ADU)

An accessory dwelling unit, or “ADU,” is a fancy phrase for a smaller stand-alone space on your property. They’re oftentimes referred to as guest houses, granny flats, or even pool houses. These modest spaces are functional, livable, and super convenient if you need more room but don’t feel like packing up and moving into a new home entirely.

The reasons to build an accessory dwelling unit are almost as diverse as the units themselves. Maybe your home feels cramped now that you’re trying to work from home while your kids are homeschooling. Maybe you have parents or in-laws who are at that stage where they need a little help but aren’t ready (or you’re not ready) for an assisted facility. The same can be true of college students or adult children who need to save money or perhaps have encountered some career or financial obstacles.

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The Benefits of Multigenerational Living

Everyone under one roof. The notion is becoming more and more common nowadays, especially during the pandemic. You have college students who no longer need to live on campus due to remote learning, adult children who are trying to save money, and aging parents who may need assistance but are not comfortable in a nursing home environment right now.

There are many benefits of living in a multigenerational home, not the least of which is the quality time you have with family members that you would otherwise miss out on. This has become particularly relevant during the pandemic, as social distancing and restrictions often prevent loved ones from not only gathering on a regular basis but also on family-focused holidays. This scenario is even more heartbreaking for elderly relatives, especially those in nursing homes whose compromised immune systems mean visitors are often not allowed.

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Setting Financial Goals for the New Year

New Year, new you, right? This mantra doesn’t just apply to fitness goals—it encompasses all the resolutions you commit to tackling in 2021 with renewed purpose. For many, those resolutions take the form of financial goals (hey, new year, new home does have a nice ring to it!).

Whether you’re looking to make a big-ticket purchase, plump up your savings account, or embark on a trip around the world once COVID-19 is history, establishing a few financial goals will ensure your wallet and heart are on the same page.

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How to Set Effective New Year's Resolutions

The clock is ticking, but we still have a little time before 2021 is upon us. This year, no one could blame you for simply surviving the challenges that 2020 brought, but for those who want to thrive in the new year, setting a few effective resolutions can be your key to success.

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There’s Still Much to Appreciate this Holiday Season

The 2020 holiday season will undoubtedly be one for the books. While the phrase “home for the holidays” may take on new meaning, there is still lots to be thankful for as we inch toward the New Year.

Here are just a few things on our radar.

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Building New Traditions

When we think of Thanksgiving celebrations, we likely think of family, friends, amazing food, festive cocktails, and tunes. We also may think of that post-feast nap on the couch! You likely have already established your traditions over the years that might include specific menus, pre- or post-dinner activities, and even the guest list. Traditions are a wonderful way to bring family history and beloved memories with us throughout the generations. While it’s important (dare we say imperative?) to keep traditions going, it’s also fun to create new traditions to add to the mix as well.

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Celebrating Halloween During a World Pandemic

Halloween, as well as our everyday lives, looks a bit different this year. We’re navigating through a pandemic and adapting at every turn. Halloween brings a unique set of problems when you have little ones, who sometimes plan months in advance for the big day. The good news is that we can still make it fun and safe  for everyone with a little planning and creativity. Here are a few out-of-the-box ideas to consider:

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Balancing Work and School in the Home

The new COVID world has been challenging for all of us. From working from home, while assisting children with distance learning, and trying to keep a household running is a lot on the plate! With this new normal, we’ve put together a few tips to help balance the thousand balls you have in the air. 

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