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American Pacific Mortgage Blog

Buying a Second Home with Family

You’d love to own a vacation home (who wouldn’t?!) but you’re not sure if you can afford it, or even qualify, on your own. Buying a vacation home with family can be the best of both worlds: you get the option—and prestige—of owning a second home, but you only have to pay a fraction of the costs.   ...

Celebrating Halloween During a World Pandemic

Halloween, as well as our everyday lives, looks a bit different this year. We’re navigating through a pandemic and adapting at every turn. Halloween brings a unique set of problems when you have little ones, who sometimes plan months in advance for the big day. The good news is that we can still ...

Differences Between a Second Home vs. an Investment Property

You have your primary residence, but you’re thinking about buying a second home. Congrats! Being in a position to purchase another residence is a major accomplishment, and you should be proud of that. The first thing you’ll want to do after celebrating your awesomeness is determine the function of ...

Qualifying for a Second Home Loan

The American Dream is not one size fits all. For some borrowers, their goal includes owning a second home where their family can vacation while the asset builds equity. Whether that vacation home is a cabin in the mountains or a condo on the beach, this can be a totally attainable goal—as long as ...

Hispanic Heritage Month: Spotlight on APM Team Members

For Hispanic Heritage Month, APM celebrated all month long by highlighting some of our Hispanic team members who are going the extra mile to make our company and the communities we serve better places to be. We’re so grateful for everything these team members are doing and want to thank them for ...

Everything You Need To Know About Mortgage Loan Servicing

You’ve submitted all your financial documents, completed your paperwork and secured your new home loan or refinance. Pop some champagne and celebrate all that you have accomplished! Though this may feel like the end, it’s actually just a stop on your homeownership journey.  Whether you’ve just ...

9 Home Offer Tips to Get Your Dream Home Under Contract

Identifying your dream home is an important step in the homebuying process – but you’ve still got to close the deal! Putting in an offer on a home can be nerve-racking. After all, once your offer is submitted, it’s out of your hands and up to the seller. This is why you should do everything ...

Balancing Work and School in the Home

The new COVID world has been challenging for all of us. From working from home, while assisting children with distance learning, and trying to keep a household running is a lot on the plate! With this new normal, we’ve put together a few tips to help balance the thousand balls you have in the air.  ...

7 Reasons to Refinance with These Low Rates

Today’s low interest rates have spurred interest in something else: refinancing! There has never been a better time to refinance your mortgage if you’re looking to secure an insanely low rate.  There are seven advantages to refinancing and locking in these low rates now, though, as always, you ...

Front-Line Workers: We’ve got a Mortgage Discount for YOU!

You’ve been amazing in your dedication to helping our country and communities as we grapple with the COVID-19 pandemic. While we know your job is far from over, we want to show our appreciation by offering front-line medical professionals a mortgage discount that puts a little more money back into ...

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