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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

January: APM Elevate Newsletter

REACH YOUR GOALS

Will 2023 Be a Better Year for Buyers?

According to many industry experts, 2023's outlook for home buyers is the best it's been for three years.

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What to Do if Your Home is Flooded or Destroyed by a Hurricane

If you, your family, or your loved ones have been impacted by the recent hurricanes, our hearts are with you. We encourage you to make the best decisions for your safety and well-being as information becomes available for you and your family. Storms such as this demand our respect and attention.

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6 Ways to Beat Inflation by Buying a Home

High inflation is no fun. Though everyone pays the same higher prices, periods of rising inflation don’t have the same impact on all Americans. A person’s investment strategy—including real estate, investments in the stock market and S&P 500, and their retirement plan—can be a good inflation hedge. 

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Understanding a 3-2-1 Interest Rate Buydown

Higher interest rate environments can make it difficult to buy a home, but there are silver linings and workarounds. The good news is that higher interest rates often mean less competition, lower prices, and eager sellers. These sellers can be more willing to consider concessions than they would have been in a hotter market. Today you may be able to negotiate who pays for many closing costs, including mortgage discount points. 

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Budgeting for Homeownership in the New Year

Now that the holidays are behind us, it’s time to put those new year’s resolutions in full effect. If yours included creating a financial plan, making new investments, or buying a home, then this article is for you! 

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Setting Financial Resolutions for the New Year

January 1 is coming up fast, and you know what that means: It’s time to set new year’s resolutions! For many people, the turning over of the calendar will involve financial new year’s resolutions. 

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December: APM Elevate Newsletter

REACH YOUR GOALS

Using a Buydown as an Interest Rate Hack in Today's Market

Interest rate buydowns are becoming increasingly popular as mortgage interest rates remain above 6%.

Here's how a buydown can make your home purchase affordable during the first years of a mortgage's term, or for the life of the loan.

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This Is How Interest Rate Buydowns Benefit Home Sellers

Seller concessions almost never sound like a very good idea…to the home seller. For the prospective buyer, on the other hand, a little give here and there may be just what they need to close the deal and pay full asking price for your home. One of the most popular seller concessions in any real estate market is an interest rate buydown. 

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Interest Rate Hacks to Reduce Your Monthly Payments

Many would-be homebuyers are feeling the pinch from rising interest rates, but you don’t have to! APM has gotten creative to ensure that you can achieve the lowest interest rate and, therefore, lowest monthly payments possible. 

We are proud to offer you not just one interest rate hack, but two! They’re called buydowns, and they’re your key to lower interest rates, a smaller monthly payment amount, and saving money on your new home. 

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The Best Holiday Dessert Recipes from the APM Family

The holidays are all about festivities, food, and family. We’re thankful every day for our extended APM family, which includes our clients. 

We hope the holiday season has been full of the 3Fs, with a healthy dose of fun thrown in.  

In the spirit of the holidays, APM asked its employees to share their favorite holiday family recipes. These were turned into an APM family cookbook, and we’d love to share a little slice of that with you now. 

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5 Holiday Home Staging Ideas

The holiday season is jam-packed with parties, shopping, cooking, gift-giving and obligations. With all this going on, you might assume that the festive season is the worst time to buy or sell a home.

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November: APM Elevate Newsletter

Move-Up Buyers Moonlight as Landlords

In addition to low inventory, the housing market has encountered a newer challenge: rising mortgage rates, which hit 7% recently. This has caused problems for would-be and move-up homebuyers alike.

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How to Pull Off the Ultimate Thanksgiving Day Feast

Thanksgiving was one of America’s most cherished festivities even before George Washington began celebrating it in 1789. However, it wasn’t always held on the fourth Thursday in November. That happened in 1846, when Sara Josepha Hale campaigned to make Thanksgiving a national holiday that would be held on the last Thursday of November. 

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VA Loan Success Story: Navy Veteran Turned Homeowner

Part of APM’s duty to its clients is to make sure they have all the information they need to make an informed choice when it comes to their mortgage loan and their dream home. Today, we’re bringing you the story of Isis Frasier, an amazing woman, wife of a veteran, mom, and foster mom, whose experience as a VA loan borrower will help dispel the myth that VA loans are hard to do, require tons of paperwork, and take too long to close.

But first a little about Isis and her family…

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5 Things Home Buyers Can Be Grateful For in This Market

The housing market isn’t what it was a year ago—and that’s not necessarily a bad thing. Yes, interest rates are higher year over year, but in many markets, prices are decreasing or, at the very least, not increasing at the breakneck pace we’ve seen.

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What You Need to Know About Qualifying for VA Jumbo Loans

Unlike conventional jumbo loans, VA jumbo loans don’t have predetermined loan limits. They are limited only by your qualifications and your entitlement, allowing you to borrow more when purchasing a home. 

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APM Celebrates Military Family Appreciation Month

It's Military Family Appreciation Month, and we wanted to take this opportunity to highlight our very own #APMFamily who have served our great country and now work to help other military families and veterans realize their dreams of homeownership.

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5 Ways to Give as a Family This Holiday Season

The holiday season is quickly approaching, with big meals, family get-togethers, bright decorations, and all that holiday shopping. As a parent, it can often be difficult to get children past their own wish lists at this time of year and focused on holiday gift-giving for others.  

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TOP POSTS

How Much One Extra Mortgage Payment Can Save You
How Much One Extra Mortgage Payment Can Save You
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3 Ways to Get Creative when Paying Closing Costs
3 Ways to Get Creative when Paying Closing Costs
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Don’t Miss These Top 5 Tax Breaks for Homeowners
Don’t Miss These Top 5 Tax Breaks for Homeowners
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RECENT POSTS

January: APM Elevate Newsletter
January: APM Elevate Newsletter
Read Article
What to Do if Your Home is Flooded or Destroyed by a Hurricane
What to Do if Your Home is Flooded or Destroyed by a Hurricane
Read Article
6 Ways to Beat Inflation by Buying a Home
6 Ways to Beat Inflation by Buying a Home
Read Article