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American Pacific Mortgage Blog

Top 5 Benefits to Using a Realtor When Selling Your Home

You know you want to sell your home. The only issue left to decide now is whether you sell it yourself or enlist a real estate agent to help you. This is always an important decision…but it’s even more so in the current pandemic. The logistics of selling a home today are multiplied as health and ...

4 Things To Look For When Choosing Your New Neighborhood

Moving to a new neighborhood can be so exciting! You’ve got a new home to make your own, a neighborhood to explore and different amenities at your disposal. This is a brand-new chapter filled with endless possibilities!  Once that novelty wears off, however, you want to feel confident you’re just ...

5 Things To Consider If You’re Thinking About Relocating

Relocating is on the minds of many Americans right now for a few reasons. These include the current work-from-home (WFH) culture spurred by COVID-19, career changes and low interest rates. Companies like Facebook, Google and Twitter have even given many employees the permanent option of working ...

Creative Ways to Celebrate Independence Day from Home

Like pretty much everything else in 2020, the Fourth of July may look a little different this year, but that doesn’t mean you can’t celebrate with your own backyard bash! There are plenty of safe activities you can do while making good memories. And who knows? Maybe they’ll become a new family ...

Is Now The Right Time To Buy A Home?

Just when, exactly, is it the right time to buy? That’s the million-dollar question! While no one can definitively answer that for you, there are a few facts you should take into consideration that may provide you with more clarity. The world is just beginning to get back to “normal,” which means ...

What Paying Off Your Mortgage Early May Mean For You

Is it smart to pay off your mortgage early? It certainly can be, in certain situations. In other scenarios, it may make more sense to put that money to work elsewhere, or to keep it in the bank.  The advantages of paying off your mortgage early can be vast. You’ll save money in interest, build ...

Buying A Home During COVID-19

Life may not be completely back to normal, but many cities are reopening businesses and services as we emerge from quarantine orders caused by COVID-19. Returning to work and to the office will also give Americans a better sense of what their finances may look like in the near term. With the ...

Observing Memorial Day Conscientiously

Memorial Day is traditionally celebrated with cookouts and parties and often signifies the beginning of the summer season. It’s important, however, to respect and observe the actual meaning of Memorial Day, which is a National Day of Mourning honoring those who have died serving the U.S. Armed ...

2020 Home Improvements with the Highest ROI

One of the best things about owning a home is that you can make it yours, which is hard to do in a rental. Don’t like that carpet? Rip it out! Hate the tan walls? Paint them whatever color you want. Don’t like the wall between the living room and kitchen? Tear it down (as long as it’s not ...

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