American Pacific Mortgage Blog

If you are thinking about buying a home, it’s a good idea to know your credit score and understand how that score will affect your interest rate and payments. You can take the right steps now to improve your credit score, so you have more options when the time comes.   What makes up your credit ...

Have you been thinking about purchasing a home sometime this year? As you prepare for that exciting journey, you’ll want to check your credit score. Your credit score, often referred to as your FICO® score, is calculated using your credit history on file with the credit reporting agencies. No ...

You’ve heard about credit scores and know that they are considered important, but why should you care about your credit score? Your credit score is looked at for multiple reasons - sometimes by employers, landlords, your bank, but also anytime you apply for a loan, including a home loan. ...

The first of the year comes around like clockwork, and many of us either sit down with pen and paper, or finger and tablet, or even an open mind and a good memory to set resolutions - or goals- for the upcoming year.  While some of these goals have to do with health, family, education or ...

The holiday season brings with it excitement and decorations and lights - all of which can create excitement, or anxiety, or even danger for your pet.  It’s important to think about what they can reach, as well as what can be toxic or dangerous.   Easy Tips to Making Your Holiday Decor Safe for ...