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American Pacific Mortgage Blog

Choosing the Right Neighborhood for You

Choosing the Right Neighborhood for You

When you’re shopping for a home, choosing the neighborhood that works for you is just as important – possibly more important – as choosing the right home.  Knowing what you’re looking for is half the battle, and knowing where to look to get the information you need can help make your decision ...
Top 5 Questions to Understanding Your Credit Score

Top 5 Questions to Understanding Your Credit Score

1. What is a Credit Score? A credit score is a three-digit number used to determine the creditworthiness of an individual and is created by the Fair Isaac Corporation (FICO). The score is calculated based on an analysis of a person's credit history and files.   2. How is a Credit Score Calculated?  ...
Credit Score: Here's What You Should Know When Buying a Home

Credit Score: Here's What You Should Know When Buying a Home

If you are thinking about buying a home, it’s a good idea to know your credit score and understand how that score will affect your interest rate and payments. You can take the right steps now to improve your credit score, so you have more options when the time comes.   What makes up your credit ...
Boost Your Credit Score With 5 Simple Tips

Boost Your Credit Score With 5 Simple Tips

Have you been thinking about purchasing a home sometime this year? As you prepare for that exciting journey, you’ll want to check your credit score. Your credit score, often referred to as your FICO® score, is calculated using your credit history on file with the credit reporting agencies. No ...

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