American Pacific Mortgage Blog

Budgets are like diets…they’re difficult to stick to! Much like diets, however, putting in the hard work and short-term sacrifices can yield amazing results. Every penny counts when you’re working toward a home purchase – and that doesn’t stop once your budget is created. Here’s how to keep your ...

It’s fun finding reasons to throw a party and celebrate! Whether that be casual or formal, two guests or twenty, a seated dinner or a variety of appetizers and beverages, incorporating a theme makes it fun. The Oscars are just around the corner and this is a perfect reason to throw a party and ...

Have you been thinking about purchasing a home sometime this year? As you prepare for that exciting journey, you’ll want to check your credit score. Your credit score, often referred to as your FICO® score, is calculated using your credit history on file with the credit reporting agencies. No ...

Now that the holidays are behind us, it’s time for many to start budgeting to purchase a home this year. Here are a few tips to get your budget on track and get you on the road to home ownership. TIP 1: Get a clear picture of your finances. This is the starting point for budgeting to buy a home. If ...

The first of the year comes around like clockwork, and many of us either sit down with pen and paper, or finger and tablet, or even an open mind and a good memory to set resolutions - or goals- for the upcoming year.  While some of these goals have to do with health, family, education or ...