American Pacific Mortgage Blog

It’s not uncommon to think that selling a home is easy to do – especially with all the information readily available on the Internet about what to do and how to do just about anything these days.  But having a real estate agent goes much deeper than saving a commission, and often can cost a seller ...

How much do you have saved for a down payment on a home? For many would-be homebuyers, saving up enough funds to cover a down payment and closing costs often feels like a monumental task. Luckily, you may be able to purchase a home with far less money down than you thought. A down payment for a ...

Summer is coming to an end, school is back in session and the sidewalks are starting to disappear under a blanket of vibrant leaves. Morning takes a bit longer to appear and evening seems to show itself much sooner each day. Fall is in the air! Whether your summer included traveling to a new ...

One of the best things about owning a home is that you can make it yours, which is hard to do in a rental. Don’t like that carpet? Rip it out! Hate the tan walls? Paint them whatever color you want. Don’t like the wall between the living room and kitchen? Tear it down (as long as it’s not ...

Home is what you create in the place that you live. It isn’t always a brand new updated house. Sometimes it means you put in a little sweat equity to turn a house into your dream home. Whether it’s a huge remodel project or a light fixer-upper, there are renovation home loans that can help you with ...