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American Pacific Mortgage

At American Pacific Mortgage, ownership is a state of mind. Let us make your dream of home ownership a reality.

Mortgages for Self-Employed Homebuyers

Being self-employed or owning your own business can be an exciting adventure that comes with many benefits. That’s why so many people have chosen to head down the path of self-employment. According to the Bureau of Labor Statistics, roughly 10% of U.S. workers are self-employed. But along with the ...

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3 Ways to Get Creative when Paying Closing Costs

You finally found your dream home and feel like you’re ready to start down that road to homeownership. It’s such an exciting time! But with so many fees and payments, you start to wonder if you are really ready. Do you have the funds to cover all the costs or should you wait longer before ...

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How Your Credit Score is Calculated

You’ve heard about credit scores and know that they are considered important, but why should you care about your credit score? Your credit score is looked at for multiple reasons - sometimes by employers, landlords, your bank, but also anytime you apply for a loan, including a home loan. ...

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7 Tips to Protect Yourself from Identity Theft

We hear about identity theft almost daily now, sometimes from data breaches and sometimes from individual thefts. The biggest data breach in 2017 was the Equifax data breach, affecting millions of consumers. During the breach that lasted from mid-May through July, hackers accessed names, social ...

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