Even though artificial intelligence (AI) already powers everything from thermostats to Netflix recommendations, it can't provide you with the services offered by a bank manager, CFP or financial advisor. However, AI is already improving your overall financial experience in ways you may not realize.
Buying a home can be an exhilarating experience. You’ll be hunting for your dream home, handpicking the perfect school district, and building generational wealth through real estate. That all sounds amazing, but the process to get there can undeniably have a few stressors.
It’s been three years since the last Summer Olympics, and excitement is building for the upcoming Games! Whether you’re a die-hard spectator or a casual observer, there are plenty of ways to celebrate the Summer Olympics in style. So get ready to dive into the spirit of the Olympics with these fun and creative ideas!
Summer is here, the hectic end-of-the-year school activities have passed, and the school buses are parked for the next few months. This welcome change offers a perfect opportunity for families to unwind, relax, and make the most of their time together. If you’re looking for ways to keep the kids occupied while enjoying quality family time without breaking the bank, here are some fantastic ideas that everyone will love!
The American flag is viewed as a symbol of freedom, liberty, and human rights, but did you know that the current design is the 27th? It’s been modified officially 26 times since 1777, most recently by President Eisenhower in 1959 (officially adopted in 1960) with its current 50-star design. The current design is the longest-tenured, having been in use for more than 63 years.
If you're wondering how to make your money work harder for you, or want help with setting up investments and savings accounts, it could be time to find a financial advisor to help you. Here are some strategies to keep in mind.
Down payments can be one of the most daunting parts of the homebuying process. We all know that buying a home costs money! Thankfully, you don’t necessarily have to drain your savings account to come up with the sum. There are other ways to secure a down payment, including gift funds, grants, and down payment assistance programs.
The benefits of homeownership involve more than simply putting a roof over your head. The goal of buying a house will be less meaningful until you understand the actual value behind this investment. It isn’t just to achieve the “American dream”!
While our stock markets turned in a positive performance during the first quarter of the year, inflation remained stickier than was hoped, with numbers waning but still above the target set by the Federal Reserve. This kept mortgage interest rates higher, which resulted in declining home sales in some areas. However, the forecast for the second half of 2024 is largely optimistic. The labor market has begun cooling, which should help slow inflation, especially when consumer spending is reined in.
One of the great things about owning a home is that you can truly make it yours. Don’t like the carpet? Rip it out. Hate the tan walls? Paint them any color. Don’t like the wall between the living room and the kitchen? Tear it down…as long as it’s not a load-bearing wall!
When it comes to financial planning and wealth-building, most savvy people know that building wealth through real estate is an important piece of the puzzle. The beauty of this investment strategy is that you don’t have to be a multimillionaire, real estate agent, stock market guru, or even a member of one of those real estate investment groups to make investing in real estate work for you.
As spring kicks into gear, we're all about making sure you're in the know and feeling confident about your money matters. This month, we've cooked up a mix of juicy topics for you. Wondering how different generations value their time? Curious if an adjustable rate mortgage could be your thing? We've even got a quick Bitcoin update and some fun decorating tips to spruce up your space! So, grab a seat, get comfy, and let's dive into the world of home sweet homeownership and finance together.
Summer's right around the corner, and so is the time of year when more of us think of buying or selling a home. However, inflation is still hanging around, which means that the interest rate cuts expected this year haven't yet happened. It is still to be seen if this will affect the residential real estate market, and to what extent. The news isn't all bad, though; unemployment remains low, and US stock markets rallied during the first months of 2024, rising by over 10%.
May is Asian American and Pacific Islander Heritage Month, a time for recognizing their significant contributions to the history, culture, and achievements in the United States. (Go here to learn more.)
At APM, we wanted to take this opportunity to learn more about our APM Family and what their history, culture, and heritage means to them.
What do you think of when you picture a real estate investor? Is it a Donald Trump type in a snazzy suit sitting high up in an ivory tower?
You may not realize it, but anyone who owns a home is technically a real estate investor—which means the title is up for grabs for just about anyone. You simply have to know how to get started.
It's that time of year when everything seems to come alive, including our spirits! Whether you're dreaming of a new home, thinking about refinancing, or just curious about your options, APM has your back. So kick back, enjoy the sunshine, and let's make this month one to remember. Here's to finding your perfect place to call home and making some great memories along the way!
As April blossoms forth, signs of renewal are all around us. Though inflation and the specter of higher interest rates linger, there's hope in the air. Forecasters predict a gradual upturn in the residential real estate market, with more new constructions and existing homes hitting the market throughout 2024, akin to buds bursting into bloom. Moreover, consumers may find relief in their finances following the recent decision by the CFPB to rein in bank overdraft fees and credit card late payment charges, promising a brighter financial landscape ahead.
As we transition into the spring season, we're excited to share valuable insights and updates from the world of home finance.
In this edition, we'll delve into important industry trends, provide helpful resources to empower you on your homeownership journey - and even share a few tips about your IRA and changes to credit card late fees that are on the horizon.
