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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

    Think You Can’t Afford to Buy a Home? You May Be Wrong

    American Pacific Mortgage / March 3, 2016 at 7:00 AM

    What’s stopping you from buying a home? If your lifestyle, financial goals, and plans for the future are all pointing you towards the road to homeownership, there may be one thing keeping you from starting that journey.

    Affordability.

    If you are one of the many would-be homebuyers who thinks affordability is keeping your dream out of reach, you may be surprised to discover how accessible homeownership actually can be.

    Here’s the straight answer on what you need to buy a home, one surprising thing you don’t need, and the information you can’t afford to miss.

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    Qualifying for an FHA Loan

    American Pacific Mortgage / February 26, 2016 at 7:30 AM

    Which mortgage loan works for you? If you are a first-time buyer, you may want to consider an FHA loan. FHA loans are designed specifically to help first-time buyers achieve their goal of homeownership with benefits such as lower down payment requirements and more lenient qualifying guidelines compared to other loan options.The more lenient guidelines of an FHA loan make this loan program a useful tool for many first-time buyers.

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    Down Payment Assistance for First Time Home Buyers

    American Pacific Mortgage / February 20, 2016 at 9:30 AM

    Buying your first home is exciting, but can also feel overwhelming. As a buyer, you have many loan programs and options available to you. That’s why partnering with an experienced mortgage loan advisor is such an important part of buying your first home. A loan advisor can provide insights on the loan programs that can help you along the way, such as first time buyer programs.

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    How to Choose Between Buying and Renting Your Home

    American Pacific Mortgage / February 8, 2016 at 10:00 AM

    Is it time to say goodbye to the rental life? Investing in your own home, rather than renting, can be a big decision to make. Homeownership can be a gratifying investment in your own financial security and personal wealth. And if you are a renter, you’ve probably felt the sting of writing a check each month towards someone else’s financial investment.

    For people interested in becoming first time homebuyers, determining when it’s truly better to buy than rent is an important first step.

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    Is It a Good Time to Buy Your First Home?

    American Pacific Mortgage / February 2, 2016 at 7:00 AM

    Have you been dreaming of a place to call home? Whether to move out on your own, enter into a relationship, or start a family, many people want a place of their own. For others, an improved financial situation makes the dream of homeownership finally feel possible.

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    Types of Mortgage Loans to Consider: Fixed vs. Adjustable

    American Pacific Mortgage / January 29, 2016 at 10:00 AM

    Buying a home comes with an incredible amount of decisions to make, whether it’s deciding on a neighborhood, finding just the right house to fit your lifestyle or determining what loan program works with your financial goals. Once you’ve narrowed down a specific mortgage program, you will have one final decision to make: is a fixed rate or adjustable rate for you?

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