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Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

How to Qualify for First Time Home Buyer Programs

Want to know if you qualify for our first-time buyer programs? These programs are specifically designed to help first-time home buyers overcome some of the more common hurdles they may face when buying a home, such as saving up for down payments and closing costs. If you could use a bit of financial assistance to help you with the purchase of your first home, keep reading.

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The 30-Day Moving Prep Checklist

Now that you have done some heavy financial lifting, there’s more work ahead: moving into your new home. But it’s not just about moving. As you know, there’s a long to-do list. From notifying your bank and doctor’s office about your new address, to hiring movers and separating household items that you want to keep, sell or donate to charity. This next step can be overwhelming. That is why new homeowners should invest the time to prepare an action plan for a successful move.

 

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5 Mistakes to Avoid in Your First Year as a Homeowner

You did it! You purchased your first home and have the keys in hand. Hopefully the purchasing process was smooth and you found exactly what you were looking for. Now that you have moved in and have all the furniture is placed, what will you do next? The possibilities are endless with home ownership. But there are some things you should definitely not do in your first year as a homeowner.

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Why Homeownership Can Be a Smart Decision

Why Homeownership Can Be a Smart Decision

It all comes back to the phrase “home is where the heart is.”

 

Owning a home is ingrained in the American spirit. It provides a sense of stability in that there is a place to call home that will always serve as a spot to unwind and to be with the ones you love.There is another aspect in play when it comes to why being a homeowner is a smart decision. Owning a home is a good financial decision that very often pays off over the long run.

 

Here are just a few reasons why homeownership can be a smart decision.

 

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The Modern Guide to Home Buying

The Four Modern Guidelines of Home Buying

Buying a home can be an overwhelming process. But in the end, it can be one of the most rewarding experiences you and your family will ever have. Home ownership provides security, a source of pride, equity, a financial roadmap to the future and numerous other perks, both personal and financial.

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What If I Need a Jumbo Loan

When you are looking to purchase a home in a highly desirable market, or you’ve outgrown your current home and need something a little larger to fit your family, you may need a Jumbo loan to get you there. Here’s some things you need to know about these larger loans, and what you’ll need to qualify for one.

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The Dos and Don'ts of the Mortgage Process

When you’re ready to get a home loan, it can help to have as much information about the mortgage process as possible. That way you can take the right steps towards getting your loan, and hopefully avoid some of the more common pitfalls along the way. To help you reach your goal of homeownership, here’s a list of dos and don’ts as you start with the process of getting a home loan and buying a home.

 

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2016 Trends That Should Influence Your Home Search

Buying a house is a big decision and a process that takes the necessary research and dedication to finding the right home for you. To make sure you start off on the right foot, there are some trends you should be aware of to solidify yourself as an informed buyer.

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What is PMI?

If you are considering buying a home using a conventional mortgage with a low-down payment, you may have heard about the need for private mortgage insurance (PMI). Here’s what you need to know about PMI, when you need it, how to pay for it, and when you can avoid altogether.

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Should Your First Home Be a Fixer-upper?

Should your first home be a fixer-upper?

Finding the right home for you and your family can be a tough endeavor. You want it to fit with what your vision of “home” should look like: An open floor plan with enough light and space for the kids to play. A modern kitchen with the right tile for your tastes.

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Think You Can’t Afford to Buy a Home? You May Be Wrong

What’s stopping you from buying a home? If your lifestyle, financial goals, and plans for the future are all pointing you towards the road to homeownership, there may be one thing keeping you from starting that journey.

Affordability.

If you are one of the many would-be homebuyers who thinks affordability is keeping your dream out of reach, you may be surprised to discover how accessible homeownership actually can be.

Here’s the straight answer on what you need to buy a home, one surprising thing you don’t need, and the information you can’t afford to miss.

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Down Payment Assistance for First Time Home Buyers

Buying your first home is exciting, but can also feel overwhelming. As a buyer, you have many loan programs and options available to you. That’s why partnering with an experienced mortgage loan advisor is such an important part of buying your first home. A loan advisor can provide insights on the loan programs that can help you along the way, such as first time buyer programs.

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7 Tips for First Time Home Buyers

When you’ve made the decision to buy a home, you may be wondering exactly where to start. Before you start checking listings, spending all weekend tracking down the next open house, or picking out your favorite paint colors, you will want to make sure you are financially ready. That way, when you do find that perfect place to call home, there will be nothing standing between you and your (pre-approved) offer.

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How to Choose Between Buying and Renting Your Home

Is it time to say goodbye to the rental life? Investing in your own home, rather than renting, can be a big decision to make. Homeownership can be a gratifying investment in your own financial security and personal wealth. And if you are a renter, you’ve probably felt the sting of writing a check each month towards someone else’s financial investment.

For people interested in becoming first time homebuyers, determining when it’s truly better to buy than rent is an important first step.

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Is It a Good Time to Buy Your First Home?

Have you been dreaming of a place to call home? Whether to move out on your own, enter into a relationship, or start a family, many people want a place of their own. For others, an improved financial situation makes the dream of homeownership finally feel possible.

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The Home Buying Process in 7 Easy Steps


Where do you start? When it comes to buying a home, the initial first step can be confusing. What is the first step in the home buying journey? If you’ve been wondering where to start, who to call, or how much house you should even be looking at, don’t worry. The home buying process doesn’t have to be complicated or overwhelming. It can actually be broken down into 7 easy steps.

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