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What Credit Score is Needed to Buy a House

One of the most important factors which determines your home loan qualifications and rate is your credit score. If you are at the beginning of the home buying process, it’s important to understand how your credit score can impact your ability to get a mortgage loan, as well as the interest rates ...

Top 5 Questions to Understanding Your Credit Score

1. What is a Credit Score? A credit score is a three-digit number used to determine the creditworthiness of an individual and is created by the Fair Isaac Corporation (FICO). The score is calculated based on an analysis of a person's credit history and files.   2. How is a Credit Score Calculated?  ...

Credit Score: Here's What You Should Know When Buying a Home

If you are thinking about buying a home, it’s a good idea to know your credit score and understand how that score will affect your interest rate and payments. You can take the right steps now to improve your credit score, so you have more options when the time comes.   What makes up your credit ...

How Can I Get My Credit Score?

Knowing what your credit score is can be empowering to you as a first-time homebuyer. Your credit score is an important factor in getting a loan and securing a competitive interest rate when buying a home. Your credit score is a direct reflection of your credit history, which is a financial ...

What is a Good Credit Score?

Your credit score is a number between 350 - 850 on a scale created by the Fair Isaac Corporation (FICO). This number is known as your FICO® score, and it is used by lenders as a snapshot of your credit history and a summary of risk involved to lending to you. The score is calculated based on an ...

The Ins and Outs of a Credit Score

A credit score is more than just a financial “grade.” The rating represents something much more important, and could have a big impact on your wallet. Many first-time homebuyers are curious about improving credit scores, and how that will come into play when applying for a loan.   Credit bureaus ...

4 Tips to Help Improve Your Credit Score Long-term

If you are ready to become a first-time home buyer, the initial step is to get pre-approved for a home loan. To do that, you will need to get a handle on your credit history and credit score. If your credit is challenged, you may want to consider methods of increasing your score so that you can ...

5 Mistakes to Avoid in Your First Year as a Homeowner

You did it! You purchased your first home and have the keys in hand. Hopefully the purchasing process was smooth and you found exactly what you were looking for. Now that you have moved in and have all the furniture is placed, what will you do next? The possibilities are endless with home ...

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