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Tips for Budgeting for Home Buying in the New Year

Now that the holidays are behind us, it’s time for many to start budgeting to purchase a home this year. Here are a few tips to get your budget on track and get you on the road to home ownership. TIP 1: Get a clear picture of your finances. This is the starting point for budgeting to buy a home. If ...

Buying a home with student loan debt

Student loans can pose problems for many first-time home buyers trying to qualify for a home loan. This isn’t a news flash for most of us with student loan debt, but it also doesn’t have to mean the end of the road for the dream of homeownership. There are several things that you can do to help ...

Pre-Approval Helps Buyers Compete

Shopping for a home can be exciting and nerve-wracking.  When the market is tight, and you’re competing against multiple offers – especially when some of those offers are for cash – it can be downright frustrating. American Pacific Mortgage offers a pre-approval process that helps combat the ...

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