<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=981546022040035&amp;ev=PageView&amp;noscript=1">

APM BLOG

SCROLL

Our Blog Puts YOU in the Driver’s Seat

Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

Steps to Qualify For A Home Loan

The path to homeownership is right in front of you – you just need to take the first step of qualifying for a home loan! Luckily, our trusted loan advisors can help you with this. The steps to qualify for a home loan can be easily simplified once you have a reliable partner in your corner.

Read Article

What Documents Do You Need For A Home Loan?

Getting your ducks in a row when applying for a mortgage can seem daunting, but it doesn’t have to be! Lenders, underwriters and APM are here to help you determine what type of loan, including size, duration and other terms, are right for you.

Read Article

The Difference Between Gift Funds, Grants & Down Payment Assistance

Down payments are one of the most daunting parts of the homebuying process. We all know, it’s a lot of money! Thankfully, you don’t necessarily have to drain your savings to come up with the sum. There are a few other ways to secure a down payment, including gift funds, grants and down payment assistance.

Read Article

Tips for Budgeting for Home Buying in the New Year

Now that the holidays are behind us, it’s time for many to start budgeting to purchase a home this year. Here are a few tips to get your budget on track and get you on the road to home ownership.

Read Article

Buying a home with student loan debt

Student loans can pose problems for many first-time home buyers trying to qualify for a home loan. This isn’t a news flash for most of us with student loan debt, but it also doesn’t have to mean the end of the road for the dream of homeownership.

Read Article

5 Benefits of Investing in Condos for First Time Home Buyers

*:nth-child(2)>*:nth-child(1)>*:nth-child(3)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)>*:nth-child(1)" data-ae_styles="display;block;position;static;float;right;clear;none;overflow;visible;column-count;auto;column-width;auto;column-span;none;contain;none">Buying a home involves a lot of choices - locations, types of homes, types of loans, and more. As a first time homebuyer, you have the freedom to choose what type of home you want to purchase. One that might be a good fit is a condominium (condo). The condo market continues to increase and may expand the possible home options to choose from in your area.

Read Article

Manufactured Homes can be an Affordable Option in a Hot Market

In hot real estate markets, it can be frustrating to get a foot in the door of home ownership.  Manufactured homes are becoming more and more popular as an affordable option but have traditionally been difficult to finance.  Our Manufactured Select program seeks to change that and has been designed specifically to give home buyers more options for affordable housing.

Read Article

Pre-Approval Helps Buyers Compete

Shopping for a home can be exciting and nerve-wracking.  When the market is tight, and you’re competing against multiple offers – especially when some of those offers are for cash – it can be downright frustrating.

Read Article

5 Tips for First Time Homebuyers in a Low Housing Inventory Market

You’re about to take that leap into the world of homebuying, but you’ve discovered the housing inventory in your area is currently low. That means the market is competitive. Don’t let that intimidate you! You should still be able to find a great home for your family - you just need a few tips to navigate this competitive market as a first-time homebuyer.

Read Article

First-Time Homebuyer Financial Perks

There are a number of financial perks and tax breaks when you purchase a home. It’s no longer uncommon for house payments in many areas to be lower than monthly rental costs. Sometimes the benefits can be a little harder to measure, such as taking a tax deduction for utilizing a portion of your home as a home office. It is always best to consult with your tax advisor, but generally speaking, here is a list of common financial perks for first-time homebuyers:

Read Article

What You Need to Know as a First-Time Home Buyer

Have you been dreaming about homeownership? Maybe now is the time to join the world of homebuyers! We can help you decide if buying a home now is an option for you with tips for first-time home buyers, helpful programs and resources, and more. Here’s what else you need to know in order to take that first step in your home-buying journey:

Read Article

Make Homeownership a Reality with First-Time Home Buyer Programs

Getting ready to buy your first home is an exciting and sometimes overwhelming time. You may have heard that there are benefits to being a first-time home buyer. Can first-time home buyer programs really make the difference and help you achieve your homeownership dream? American Pacific Mortgage is here to help explain these programs and make it easier for you to take the next step toward buying your home.

Read Article

Affordable Homeownership - Peak Home Loan Programs Allow 5% Down Payment

Is it your time to buy? Time to buy the home that really fits your family; time to make your backyard into an oasis; time to experience the peak of home ownership. American Pacific Mortgage can help you realize those dreams with new home loan programs. Our brand new Peak loan programs can make buying a home more affordable and help you get access to the equity you need.

Read Article

How Your Military Service Can Help You Qualify for Affordable VA Loans

As an active duty service member, Veteran, or surviving spouse of a Veteran, you have sacrificed and served our country well. American Pacific Mortgage appreciates your service! We’re here to thank you for your sacrifice and contribution with our VA loans. You deserve the home of your dreams and we offer the programs that can help you get there.

Read Article

Top 7 Questions to Ask Your Loan Advisor

You’ve finally taken the plunge and are ready to buy a home. You even have a meeting set up to meet with a loan advisor to start discussing the process and see what loan program you might qualify for. We want to help prepare you for that meeting so you can leave with the most information and knowledge possible.

Read Article

Get Help With Your Down Payment With Our Specialty Programs

When you are thinking about becoming a homeowner, the idea of coming up with a large down payment can feel like an overwhelming feat. Depending on what type of mortgage loan you choose, you may need anywhere from 3.5% to 20% for your down payment*.

Read Article

Lock In Your Mortgage Rate With The SecureLock Program

Interest rates are constantly fluctuating, leaving homebuyers wondering when they should lock in their rate? At American Pacific Mortgage, we have created a specialty program called SecureLock, which allows you to lock in today’s competitive rates while you shop for the home of your dreams. It’s just another way we help homebuyers achieve their goal of home ownership. 

Read Article

Are Discount Points Right for You?

If you’re looking to purchase a home, you may have heard that discount points can help lower your interest rate and monthly payments. Lenders offer discount points through a one-time, upfront fee. The points lower your monthly payment and can help make the mortgage more affordable for the life of the loan. 

Read Article
LOAD MORE

TOP POSTS

3 Ways to Get Creative when Paying Closing Costs
Read Article
How Much One Extra Mortgage Payment Can Save You
Read Article
21 Creative Ways to Save for a Down Payment
Read Article

Want more great content right in your inbox?

RECENT POSTS

How Making Extra Mortgage Payments Can Benefit You
Read Article
5 Ways to Manage Debt Effectively
Read Article
Planning to Buy a House in the New Year
Read Article