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NED
PAYANT

President

Ned joined American Pacific Mortgage in 2010 to lead the company’s growing Mortgage Banking Operations. He served as EVP of Operations for 7 years, then lead Enterprise Production for 2.5 years. In his production role, Ned led with a “solutions first” mentality, strengthening our market position with healthy branches and strategic growth. In 2020, Ned was promoted to President. With more than 30 years of management experience in the mortgage industry in both production and operations, Ned has created an outstanding work environment for both corporate and branch staff. He believes strongly in delivering a world-class service to branches, originators and their clients.

 

Before coming to APM, Ned was Senior Vice President of Retail Banking for Pacific Mercantile Bank in Costa Mesa, CA and before that he spent 7 years with IndyMac Bank as Regional Vice President for Northern California.

 

Ned enjoys time with his wife Debbie and coaching their two middle-school aged children in multiple sports. He grew up in the Upper Peninsula of Michigan and holds a BA degree from Sacramento State University.

 

Outside of Work

  • Family: Wife, one son and one daughter
  • Favorite book: The Obstacle is the Way – Ryan Holiday
  • Favorite Sports Team: Green Bay Packers
  • Who is the person who has influenced you the most? My Dad. The ultimate hungry, humble, and smart guy. Successful, passionate and professional. Loving father who always looked for the good in everyone.