Loan Advisor • Layton Branch • NMLS #2214748
I am a lover of the outdoors. I spend my free time running, hiking, or rock climbing. I am an avid runner. I have run 6 full marathons and I have lost track of how many half marathons. I love to rock climb and recently met my goal to climb the Grand Teton. I have a wonderful husband and 4 great kids. As a family, we love to camp in and around Southern Utah where we take our children canyoneering and hiking. Jackson Hole is our second home, we love the Tetons and spend any extra time we have exploring Grand Teton National Park and the surrounding areas. I love to travel and never say no to a new adventure!
Prior to being an LO I worked as a mortgage processor and got to know the mortgage process well. I fell in love with working with clients- helping them get into their dream homes or seeing how refinancing could help people in various ways. My focus is on making sure that my clients feel educated and empowered to make the best decisions regarding their home mortgage needs. As a former educator, I love to teach! A home mortgage is the biggest purchase that most of us will make in our lives, it is important to understand the process and the program you choose. I am happy to walk people through different options and scenarios to help them find the best loan for their situation. Education and understanding the ins and outs of a mortgage are key to making good financial decisions!
Purchasing a home is a fun and exciting time and I love to be a part of that! I want to make the process as streamlined as possible, there are so many other stressors when we are making big decisions, I don’t want the mortgage process to be one of them. I love using technology in ways that can simplify the loan process for buyers. Using the APM mobile app buyers can have both ease and peace of mind that it is secure.
One of my recent clients, Timothy Kaspar, wrote: “Michelle Johnson approached us for a potential refinance. We had a non-standard mortgage situation and she helped us navigate the process. Michelle made it easy, fast (closed in 7 days), and cheap. Of all the mortgages I have done, this has been my best experience.” I want everyone to walk away feeling that way, the mortgage process does not need to be complicated or scary! I would love to help you navigate your mortgage process; reach out with any questions you may have!
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It’s true that credit can be an important part of qualifying for a home loan, but it’s not the end-all and be-all....