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September 26, 2022

Pauline Harke

Loan Advisor Encinitas Branch NMLS #310322

Mobile number
619.994.2507
515 Encinitas Blvd, Ste 202, Encinitas, CA 92024

About Pauline


As a Mortgage Advisor, I am proud to partner with the strength of American Pacific Mortgage, consistently voted one of the top mortgage lenders in the country by industry experts such as the Scotsman Guide, Mortgage Executive and National Mortgage Professional Magazines. 

Backed by APM, I am able to deliver smarter loan options because we take the time to listen and offer solutions tailored to your needs and goals.  Our culture which embodies respect, transparency and scrappy provides the framework for every decision we make, ensuring your ownership opportunities remain our priority.

At the heart of everything I do is my family. My husband proudly served in the US Air Force for 13 years and he is also an avid golfer. While my favorite thing to do is spend time with family, my hobbies include painting impressionist landscapes, buying & selling on eBay, spending time in nature, and reading.  Murrieta, California is our home, and we have 5 children, two grandchildren, and three fur kids - 2 bull terriers and a Chiweenie. 

As a professional, my goal is to empower you with knowledge and expert advice and to take the stress out of the process.  Allow me to be your personal mortgage guide and we will make smart decisions together.  In this way, I will “Create Experiences That Matter” for you. My team and I look forward to making your dreams of homeownership a reality.

Please reach out to discuss an individualized mortgage plan.

Licensed in CA

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