About Andrew

Andy is a producing Branch Manager at American Pacific Mortgage and the leader of the Allred Lending Team, a full-service residential mortgage banking firm.  Andy possesses unique qualities and expertise to share with his clients that are derived from his 25 years of mortgage and financial advisory experience.  Known in the local community as “The Mortgage Coach” (from his time spent volunteering to coach youth sports), Andy’s role is to coach his clients to make smart decisions to ensure that they have leveraged themselves in the most appropriate, most conservative model that maximizes wealth creation and financial security for their families. If a Financial Planner is your asset manager, then think of Andy as your debt manager. 

Utilizing a consultative, planning approach, Andy works with clients to weave their mortgages into their overall long and short-term financial goals. This includes assessing their current financial landscape, cash flow analysis, real estate investment analysis, real estate equity management goals, and tax planning strategies.