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Encinitas, CA Branch

Loan Advisors
Kolby Gibson

Kolby
Gibson

Branch Manager
NMLS #324487 | CA DRE #01029518
Encinitas, CA 92024
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Clay Robison

Clay
Robison

Loan Advisor
NMLS #275897
Encinitas, CA 92024
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Jennifer Zelaya

Jennifer
Zelaya

Loan Advisor
NMLS #2266543
Encinitas, CA 92024
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Laura Silva

Laura
Silva

Loan Advisor
NMLS #1018381
Encinitas, CA 92024
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Lorrie Vercoe

Lorrie
Vercoe

Loan Advisor
NMLS #314719 | CA DRE #01205787
Encinitas, CA 92024
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Tom Sullivan

Tom
Sullivan

Loan Advisor
NMLS #361939
Encinitas, CA 92024
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Contact Us

American Pacific Mortgage
527 Encinitas Blvd, Suite 202
Encinitas, CA 92024
Phone: 760.557.2230
NMLS #1438220
Licensed in AZ, AR, CA, CO, FL, HI, ID, KS, MD, MT, NV, NC, OR, SC, TX, VA, WA, TN and WI

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All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Licensed by the Dept. of Financial Protection and Innovation under the CRMLA. CA-DRE #01215943; Massachusetts Mortgage Broker License MC 1850/LS 1850; AZ BK 0906702. Licensed by the NJ Department of Banking and Insurance. Rhode Island Licensed Lender. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
For licensing information, go to NMLS Consumer Access, NMLS #1850. Equal Housing Opportunity

Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency..

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. The APM DBA is not in use in Idaho.

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