<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=981546022040035&amp;ev=PageView&amp;noscript=1">
October 1, 2024

Kolby Gibson

Branch Manager Encinitas Branch NMLS #324487 | CA DRE #01029518

Mobile number
760.822.3640
Phone number
760.557.2230
Fax number
760.452.2565
527 Encinitas Blvd, Ste 202, Encinitas, CA 92024

About Kolby


Kolby has been serving California Borrowers for over 30 Years. He has consistently been a top producer in his field and specializes in Conventional, FHA, and VA Loans. Kolby was recognized as the Top 1% of Mortgage Originators in America in both 2021 and 2020!  Kolby graduated from Cal State Northridge in 1984 with a Bachelor of Science in Business, obtained his California Real Estate Brokers License 1998 and his Sales License in 1989. He has 4 grown children and a beautiful wife of over 35 years. Kolby enjoys surfing at the beautiful San Diego beaches. He also likes to keep active by engaging in running, basketball, and skiing.  At American Pacific Mortgage, he has served as Branch Manager for over 10 years—and looks forward to helping you and your clients achieve their dreams today.

Licensed in CA, MT, WI, AL, NC, SC, NV, WA and FL

I'm Here to Help

My online resources are available any time.

What my Customers are Saying