Get out from under credit cards, student loans or other forms of debt.
Just a small drop in your interest rate can lower your mortgage payment significantly.
Tap into your equity for home improvements, retirement, or anything else.
Refinancing to a fixed-rate is a great way to stabilize your payment.
Refinance an existing VA loan with a streamline refi.
Let us help guide you through the process
Considering whether to refinance depends on a lot of factors. Your answer to “why” may include wanting to lower your payments, or shorten your loan term, or possibly tapping into your equity to pay off debt or build a pool in the backyard. Each type of refi has nuances that can affect the type of loan program that is right for you.
The other big factors are your current loan and your current financial picture. You may have improved your credit score, or gotten a raise – or even have gained enough equity to allow for the removal of mortgage insurance. Maybe your original loan was taken out when you thought you were only staying for a few years, and now it doesn’t make sense for a more long-term commitment.
Whatever your why is, or what your current financial picture looks like, we’re here to help. We offer a complimentary Mortgage Checkup to all of our clients. We can take a look at all of the factors, and then look at the available options in today’s market and make a recommendation for what makes sense for you. That recommendation may be to sit tight for now… or it might mean you can achieve your goals right away. Either way, we have you covered.
APM places you at the center of everything we do, which means we’re always eager to share more insight on getting a home loan in our weekly blog.
Our user-friendly calculators can determine how much you can save on your monthly payment or over the life of the loan.