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Encinitas, CA Branch

At American Pacific Mortgage, our vision is to be the best retail mortgage lender in America. We pride ourselves on earning our client’s respect and trust by providing them with exceptional service, offering them some of the most competitive rates in the industry and by always acting in their best interest. We believe that our commitment to our customers and our community is the cornerstone of our success.

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American Pacific Mortgage
515 Encinitas Blvd, Suite 202
Encinitas, CA 92024
NMLS #1438220
Licensed in CA

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Kolby Gibson

NMLS #324487 | CA BRE #1029518

Branch Manager • Encinitas Branch

25+ years in the business
Direct: 760.557.2230
Cell: 760.822.3640 
Fax: 760.452.2565
Licensed in CA


Branch Manager

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