About James

With over 20 years of experience as a mortgage loan officer, I enjoy helping people achieve their goals of home ownership. I have a background in finance and like to take a big-picture view of creating stability, wealth, and happiness in my customer's lives. Working with me, you can utilize many programs including but not limited to: Conventional, FHA, VA, USDA, 203K, constructions, reverse mortgages, and home equity lines of credit. I also have a myriad of unique loan programs including but not limited to: various down payment assistance programs. I am licensed in: Oregon, Washington.

READ JUST A FEW OF THE TESTIMONIALS FROM HAPPY CUSTOMERS

"The difference between James and the other lender was remarkable. James has a strong understanding of the numbers and doesn't just follow a list of procedures; he looks at the goal and figures out the best routes available. James is an honest man who knows what he is doing. I would definitely work with him again." - Matt

"James Spooner exceeded all of my expectations with his professionalism and commitment to service. He provided accurate information from the beginning and kept me informed with frequent, proactive communication. When I'm next in the market he will be my first call." - Jennifer

"James helped me purchase my first home with a VA home loan. Very helpful, always ahead of the game. Very good at adapting to the changes in his clients eyes and I would highly recommend going through him for home inquires." - Teran