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October 1, 2024

Michelle Zafiris

Reverse Mortgage Loan Officer Portland Branch NMLS #1644012

Phone number
503.754.7088
2737 SE 21st. Ave, Portland, OR 97202

About Michelle


I am committed to helping my clients live the life they choose with dignity and security. As a Certified Senior Advisor (CSA®), I am specially trained to understand the aging process—how it impacts health, finances, decision making, and overall quality of life. This holistic perspective allows me to guide clients through the complexities of retirement with both clarity and compassion. I specialize in reverse mortgages, an often-misunderstood financial tool that allows people who are 55 and over to access the equity in their home to support aging-in-place goals, supplement retirement income, or preserve assets for future generations.

My journey with this product began when I researched a reverse mortgage for my own mother. What started as skepticism quickly turned into conviction when I saw how the loan provided her stability and peace of mind. Later, I had the privilege of helping a widowed friend relocate closer to family, using a reverse mortgage to rebuild her life with confidence. These experiences reinforced my belief in empowering others through education and sound financial solutions. I take time to educate clients on how a reverse mortgage may—or may not—fit their unique needs. My goal is never to “sell” a loan, but to ensure each client feels informed, respected, and supported in making the decisions that are right for them.

I earned my BA from the University of California, Davis, and my MBA from Portland State University. My husband and I have raised three daughters in Portland, Oregon, where we remain deeply connected to the community. When we aren’t traveling, we enjoy hiking the PNW and making waves in water aerobics.

Licensed in WA and OR

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