Branch Manager • Mission Viejo Branch • NMLS #20868
Thanks for visiting my website. I started in mortgage lending as a loan officer in 1985 in North Orange County. I am currently a Branch Manager for First Class Lending, a division of American Pacific Mortgage in Mission Viejo. I lead a team of 12 loan officers. I graduated from Cal State Fullerton with a Business Degree in Finance, and hold a mortgage license and a Real Estate Brokers License in California. I am a certified coach for Todd Duncan’s High Trust Coaching system and coach loan officers all over the country in helping them reach their goals. I reside with my wife Cindy, in Coto de Caza. We attend Saddleback Church where I serve with the homeless ministry. I am an addicted golfer and enjoy getting out as much as possible.
I enjoy going to work every day because:
- I get to be part of a very important part of my client’s financial life. Since a home is typically the largest asset most people own, the loan they utilize to purchase or refinance can have a tremendous impact on their overall financial picture.
- I have a great team to work with - we communicate every step of the way to ensure the loan is being processed in a timely and efficient manner.
My approach is:
1. Ask questions to find out as much as I can about my clients and their financial goals
2. Present 2 or 3 options that will best meet my clients’ needs.
I pride myself on always getting my loans closed on time and making it as easy as possible on my clients. As a result, virtually all of my business is the result of referrals from past clients, realtors, financial planners, and CPAs. We look forward to working with you!
The Federal Housing Finance Agency (FHFA) announced an increase in the baseline conforming loan limits for Fannie...