Branch Manager • Mission Viejo Branch • NMLS #20868
Thanks for visiting my website. I started in mortgage lending as a loan officer in 1985 in north Orange County. I am currently a Branch Manager for First Class Lending, a division of American Pacific Mortgage in Mission Viejo. I lead a team of 12 loan officers. I graduated from Cal State Fullerton with a Business Degree in Finance, and hold a mortgage license and a Real Estate Brokers License in California. I am a certified coach for Todd Duncan’s High Trust Coaching system and coach loan officers all over the country in helping them reach their goals. I reside with my wife Cindy, in Coto de Caza. We attend Saddleback Church where I serve with the homeless ministry. I am an addicted golfer and enjoy getting out as much as possible.
I enjoy going to work every day because:
- I get to be part of a very important part of my client’s financial life. Since a home is typically the largest asset most people own, the loan they utilize to purchase or refinance can have a tremendous impact on their overall financial picture.
- I have a great team to work with - we communicate every step of the way to ensure the loan is being processed in a timely and efficient manner.
My approach is:
1. Ask questions to find out as much as I can about my clients and their financial goals
2. Present 2 or 3 options that will best meet my clients’ needs.
I pride myself on always getting my loans closed on time and making it as easy as possible on my clients. As a result, virtually all of my business is the result of referrals from past clients, realtors, financial planners, and CPAs. We look forward to working with you!
We had the luxury of working with Dave Brown and Monica. We were recommended to Dave by John Corby at Coldwell Banker Residential Brokerage (Check my review on Zillow). Dave met with us. Late. He had a power point ready to go to explain the process. It was Lending 101. From day one they were organized and transparent. They had to work fast since we had a 30-day escrow.
Dave and Monica showed real leadership and great communication. There were no surprises and no games. They stepped up to the 30 day escrow demand of the seller. Dave even called the seller's realtor to inform her we were such strong borrowers. No doubt that was a benefit to our negotiation and the seller ultimately accepting our offer.
Everything was organized. I shopped around and they had great pricing.
A real office , not a virtual lender. Great experience and I highly recommend. We were pre-approved in a couple hours and officially approved in less than 10 days. We did our part and were very organized. I expected the same from Catalyst and they delivered!
Dave Brown and the Catalyst Lending team exceeded our expectations by closing on two home transactions on-time. We have known Dave Brown for quite some time and we always admired his work ethic and transparency which is why we decided to work with him to sell our home and purchase a new one. Dave and his team at Catalyst Lending made the home transaction as seamless as possible. After a thorough discussion of the intricacies of our circumstances, Dave was able to present us a comprehensive report of our loan options and what the qualifying guidelines were. He was very knowledgeable of the industry and products available and was able to explain it down to laymen terms. He was also able to solve a few nuances with our applications which were critical to closing. We always had access to Dave and his team and had frequent correspondence with updates to our loan. Dave Brown and Catalyst Lending made our experience a comfortable and stress-free life event. I would absolutely recommend them to anyone looking for an elite home buying experience. I would absolutely recommend Dave Brown and Catalyst Lending to anyone looking for an elite home buying experience.
Working with Dave and his team has been really great. He went above and beyond, helping to get the best rate for us beating all other offers. We also refinanced through Dave and the process went very smoothly. Will continue working with Dave and refer him to all our friends.
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