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Stephen Cappa

Loan Advisor San Mateo Branch NMLS #379198/ CA DRE #01748618

650.454.6137
650.342.4466
Branch Address: 600 N. San Mateo Dr., San Mateo, CA 94401

About Stephen


In a world of online experts and push-button mortgages, I believe the human connection still matters. There is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options and a superior loan experience – because at California Real Estate Loans we Create Experiences That Matter. My team and I listen first so we can provide you with personalized mortgage solutions, based on your unique circumstances and goals.

I am passionate about staying up-to-date on the latest mortgage and real estate trends. As a result, you get expert advice to help you select a smart mortgage solution. My primary goal is to educate my customers so they are empowered with knowledge.

At the heart of everything I do is my family. Mortgages have been a family passion for three generations. We strive to provide complete transparency from the date of application to the funding of your loan. Whether you are looking at financing a home purchase, a commercial building project, or want to improve on your current mortgage situation, I am here to help. My clients range from first time home buyers to seasoned investors, who know how to use their mortgage as a financial tool.

Let me earn your trust and we’ll build a partnership for life.

My Specialties are:

Jumbo Financing

Veteran’s Financing

First-Time Homebuyers

Education & Advising

Government Loans

Refinance Specialist

Down-payment Assistance Programs

Condo Financing

Licensed in CA

What our customers are saying...

Home Buyer Blog

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