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OPEN POSITIONS
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Licensed Loan Officer Assistant

LaBelle, FL
Job Post 1

Loan Officer - LaunchPad Dev. Program

LaBelle, FL
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Seller PreLock:
Built for
Today's Market

A Smarter Way to Sell in a High-Rate Market

American Pacific Mortgage (APM) will lock in a discounted starting rate* for your buyer, which helps you stand out, sell faster, and get rewarded. It’s not just a special offer – it’s a strategy.


*A discounted, starting rate is offered by American Pacific Mortgage. Buyers will be required to apply and qualify, and the interest rate is subject to adjustment based on the specific buyer factors, terms and conditions. This is not a commitment to lend.

Front of two story residential home

What is Seller PreLock?

Seller PreLock is a unique mortgage program where APM locks in a rate reduction* for the future buyer of their home. This forward lock gives your listing a competitive edge and helps buyers feel more confident when making an offer.

In a market where rates are high and unpredictable, Seller PreLock helps create certainty, urgency, and confidence—for everyone involved.

Want more information?
Download our free Seller PreLock eBook to learn more!


*A discounted, starting rate is offered by American Pacific Mortgage. Buyers will be required to apply and qualify, and the interest rate is subject to adjustment based on the specific buyer factors, terms and conditions. This is not a commitment to lend.

— Secure —

Seller pays a non-refundable PreLock fee for APM to secure a forward lock with a discounted starting rate* for a future buyer.

— Choose —

Buyer chooses which program to apply the discount to (FHA, VA, Conventional).

— Apply —

Buyer applies with APM and leverages the forward locked rate*.

— Sell —

Home sells faster with fewer financing surprises.

— Credit —

Within six months, seller uses APM to finance next purchase & receives credit for PreLock fee in escrow.

Why Sellers Love It

• Attract more buyers who may be rate-sensitive

• Make your home stand out in a crowded market

• Boost rate confidence for buyers

• Refundable PreLock fee if you finance your next home with APM

Why Real Estate
Agents Love It

• May help buyers qualify more easily

• Creates urgency and reduces days on market

• Builds trust by offering rate transparency up front

Program Eligibility

  • HouseBullet_0824_HappyBlue  Eligible Transactions: Primary residence purchases only
  • HouseBullet_0824_HappyBlue  Loan Programs: Conventional, FHA, VA
  • HouseBullet_0824_HappyBlue  Buyer Min Credit Score: 580
  • HouseBullet_0824_HappyBlue  Max Loan-to-Value (LTV):
         100% on VA, 96.5% on FHA, 97% on Conventional
  • HouseBullet_0824_HappyBlue  Rate Lock Term: Up to 90 days
  • HouseBullet_0824_HappyBlue  PreLock Fee: Paid by seller, refundable when they
    purchase with APM within six months
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