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May 29, 2024

Rachel Wheatley

Loan Advisor Layton Branch NMLS #2139549

Mobile number
27 South Main St, Layton, UT 84041

About Rachel


As a dedicated Mortgage Loan Officer at American Pacific Mortgage, Rachel Wheatley brings her passion for helping people and her deep-rooted connection to the Wasatch Front region to every client she serves. Born and raised in the heart of Ogden City, Rachel has an intimate understanding of the local real estate landscape, and her expertise extends throughout the Wasatch Front, including her time living in Syracuse for five years.

Rachel's journey in the mortgage industry is more than just a career – it's a calling driven by her genuine desire to make a positive impact on people's lives. She understands that making significant financial decisions can be daunting, especially when it comes to mortgages, which is why she strives to be a trusted and reliable partner for her clients. Rachel's dedication lies in guiding her clients through the intricate world of home financing with the utmost transparency and care.

Residing on the east bench of Ogden Utah, Rachel's love for her neighborhood is apparent. Growing up at the foot of the mountains that cradle her hometown, she feels a profound sense of belonging there. She often finds solace and inspiration among the peaks, and this connection fuels her commitment to helping families find their own place of comfort and security within the Wasatch Front.

Rachel's personal life is a testament to her devotion to family and community. Alongside her husband, she shares the joys and challenges of parenthood with their two children, Silas and Emilia. Rachel also embraces her role as a stepmother to Sophie and Ellison, adding depth and richness to her life. The Wheatley family's collective spirit thrives in the great outdoors, as they bond over camping adventures, hiking trails, cycling escapades, and refreshing swims.

A shared passion for live music ignites Rachel's own free time with her husband, offering them a chance to unwind and connect while enjoying the rhythms of life. Beyond her personal pursuits, Rachel is an advocate for important causes such as water conservation, recycling, and waste reduction, embodying her commitment to making a positive impact on the environment.

Rachel's guiding philosophy is succinctly captured in her favorite quote: "If you’re not changing it, you’re choosing it." With these words as her compass, she approaches every day with a determination to create meaningful change for her clients, her family, and the world around her. As you embark on your mortgage journey with Rachel Wheatley, you'll find not only a skilled professional but also a genuine friend who is wholeheartedly dedicated to your financial well-being and the betterment of your community.

Licensed in UT and CO

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