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Pamela Valadez, Sr. Loan Officer

Sr. Loan Officer

Pamela Valadez

NMLS #74006

Sr. Loan Officer • Everett Branch

Cell: 425.238.7310
Direct: 425.274.2265
Fax: 425.274.2266
Licensed in WA

About Pamela


I understand the true impact of homeownership and I am passionate about the business of home loans.  As my client, I am committed to finding you the mortgage that meets your financial goals as well as creating a loan process from application to closing that runs as smoothly as possibly.  I am dedicated to making your home financing experience a pleasant one. 

As a Loan Officer and Operations Manager with over 20 years’ experience, I have gained a vast and in-depth knowledge of the Mortgage Industry and the many loan programs available.   My sole focus as well as my expert support team is your home financing.

At American Pacific Mortgage, our loan programs include:

  • Fixed and Adjustable Rate Mortgages
  • FHA and VA Loans
  • Jumbo Financing
  • Renovation Financing
  • Rural/USDA Home Loans
  • Manufactured Housing
  • State Bond Loans
  • And many specialty programs such as Keys on Time or Secure Lock & Build

Give me a call and take the next step toward owning your new home or refinancing your future.   

Branch Address: 808 134th Street SW, Ste 205 Everett, WA 9820

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog