Phone: 760.946.0000 ext 207
Licensed in CA
Loan Advisor • Fair Oaks Branch • NMLS #278308
With her family having been in the real estate industry since before she was born, Melissa Carson carries on the family tradition by starting her Mortgage Advisor career in 2005. Since then, her passion for helping people realize their dreams of homeownership has only grown. This passion fuels her dedication.
Melissa obtained her A.A. degree from American River College and had since worked for large banks, a community bank, a broker, and a direct lender before finding her calling at American Pacific Mortgage. Her experience has granted her a deep understanding of the many facets of the mortgage industry. Being a direct lender and working with APMC gives her access to any loan program her clients could want, giving her the backing she needs to support the many families that count on her.
Born and raised in the Sacramento/Carmichael area her entire life, Melissa’s family has always been involved in our community. She now raises her family in the Fair Oaks area and wouldn't want to live anywhere else. She believes the sense of community in the area is fantastic and loves being outdoors on the bike trail with her kids.
Melissa Carson is here for you, feel free to contact her with any of your mortgage inquiries!
Willie Barnes serves as a Mortgage Banker/Senior Loan Officer at American Pacific Mortgage servicing the Inland Empire area. Willie’s focus of business is FHA and VA loans with a strong emphasis in specialty programs such as CalHFA, GSA Platinum, USDA, Chenoa and various City and County programs in the Inland empire. These are just some of the down payment assistance programs designed to help the Homebuyer achieve the dream of home ownership. Willie’s vast knowledge of credit and specialty programs along with the commitment of American Pacific’s wide product array and speed of processing our prospective borrowers and real estate agents will experience a world class service. American Pacific is a forward-thinking company with a strong desire to help our clients become home owners. It is for this reason I have partnered with American Pacific Mortgage to offer their products and services to the Inland Empire area. Looking forward to speaking with you soon.
Willie has over 30 years in the mortgage industry and has served in various positions ranging from Loan Officer to Vice President. With this wealth of experience you can trust that your purchase or refinance transaction will be in the best hands possible. If you are a First Time Buyer or a Buyer “rebuilding”, let us help you navigate the process of purchasing a home which is one of the most important financial transaction you will ever do. If you already own a home let us show you strategies to increase your cash flow to help you prepare for kids going to college, payoff high rate/high payment debts , help you prepare for kids going to college by building up your net worth. Our main goal is to help you the customer achieve your dreams because we know that’s how we keep a customer for life.
Willie attended California State University, Los Angeles majoring in Music Performance Arts. He lives in Moreno Valley CA with his wife and two children. He enjoys mini family vacations in Manhattan Beach, San Diego and the Wine Country. He also enjoys watching his Cowboys and playing a little jazz occasionally.
Branch Address: 12600 Hesperia Rd, Suite B Victorville, CA 92395
Identifying your dream home is an important step in the homebuying process – but you’ve still got to close the deal!...