Ready for homeownership but Not quite mortgage ready?
Who is the Link Loan program for?
New job, no history
Recent college graduates
Self-employed <2 years
ITIN/DACA applicants
1099 & Gig workers
Student loan burdened
Previous credit challenges
Multi-generational households
Here's how it works:
- Apply for a traditional mortgage with us. If you don’t quality, we can match you for a Link Loan
- Find the home you want to buy, make an offer with your real estate agent
- Secure your down payment, a minimum of 3.5% will be required
- APM works through TRIO to link you to a government entity that will complete an FHA loan
- You enter into a seller financing agreement with TRIO
- Just like that, you’re into your new home and begin to personalize and create memories
- After 3-years you can keep your seller financing intact, assume the FHA loan, or sell the property. All equity is yours!
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Get all the privileges of homeownership, including living in and personalizing the home
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May be able to gain the tax benefits from homeownership – seek advice from CPA
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Reap the benefits of all earned equity in the home
Want to learn more?
Download our eBook to learn the ins and outs of our LinkLoan program links homebuyers and home solutions to bring people home.
