By entering your information and clicking “submit," you agree that American Pacific Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you agree that American Pacific Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you agree that American Pacific Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
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Branch Manager • Encinitas Branch • NMLS #324487 | CA DRE #01029518
Mobile number
760.822.3640
Phone number
760.557.2230
Fax number
760.452.2565
527 Encinitas Blvd, Ste 202, Encinitas, CA 92024
About Kolby
Kolby has been in the mortgage industry since 1987. He has consistently been a top producer in his field, and specializes in Conventional, FHA, and VA Loans. He utilized his knowledge and reputation to establish Coastal Cities Mortgage in 1998, which was ranked as one of the top mortgage companies in San Diego from 2005 to 2008 by the San Diego Business Journal. Here at APM, he serves as branch manager—and looks forward to helping you and your clients achieve their dreams today. Education/Personal Kolby graduated from Cal State Northridge in 1984 with a Bachelor of Science in Business, obtained his California Real Estate Brokers License 1998 and his Sales License in 1989. He has 4 children and a beautiful wife of 26 years. Kolby enjoys surfing at the beautiful San Diego beaches. He also likes to keep active by engaging in running, basketball, and skiing.
Licensed in CA, AL, NC, SC, NV, WA and FL
Let's Get Started
Applying with Kolby is a breeze
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
