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October 1, 2024

Tracy Joy

Sr. Loan Advisor Everett Branch NMLS #115424

Mobile number
206.601.8972
Fax number
425.903.3004
1000 SE Everett Mall Way Suite 305, Everett, WA 98208

About Tracy


How do you know if you’re choosing the right mortgage advisor? Look at their track record! Let’s be honest, securing a mortgage is one of the biggest commitments you’ll make in your lifetime. You need to feel confident that you’re working with knowledgeable professionals. I take pride in providing high-quality service and my goal is to earn your trust and become your mortgage advisor for life. The biggest compliment I can receive is when a client comes back for a refinance, to purchase another home, or refers a friend or family member. My commitment to service stems from a deep concern for people, and intensive training that goes well beyond state and federal requirements. I care for my clients like family and strive to provide you with a seamless mortgage experience from start to finish. At the heart of everything I do is my family. I was raised in the Puget Sound area, and am raising my child here, too. Nothing is more important than being able to work with clients to provide them the stability to raise their families for generations to come as well. I’m proud to partner with a company that is consistently on the leading-edge of the industry. With American Pacific Mortgage’s game-changing loan programs and specialty products at my disposal, I have the tools to create homeownership opportunities for my clients. Let my world-class team take your dreams and make them a reality. My Specialties are: Self-Employed/Complex-Income Borrowers Veteran’s Financing First-Time Homebuyers Education & Advising Government Loans FHA Specialist Refinance Specialist Down-payment Assistance Programs Condo Financing Construction Rehab/Renovation Financing
Licensed in WA

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