Licensed in WA
I have been in the mortgage industry for 25 years; the past 20 as both a loan officer and a branch manager. I’m told that my extensive knowledge, coupled with my integrity, makes working with me a pleasant, seamless (as can be with today’s regulations!) and an overall rewarding experience. As a respected and trusted leader in the local mortgage industry, 100% of my business comes from referrals.
I truly care and am committed to my clients. I listen to their needs and consider their entire financial picture in their overall mortgage strategy. I provide reliable advice to ensure my clients understand their options and can make informed decisions. I won’t refinance a loan or put someone in a loan at all unless it truly fits their needs and is beneficial. Communication is important, but integrity and honesty are my utmost priority in business.
I’m a lifelong resident of Snohomish County, WA. and grew up on a dairy farm in Snohomish where my parents both continue to reside. My husband, Russ, and I have 4 adult children, 1 grandson and 3 dogs. In my free time, I enjoy traveling by air or in our motorhome, spending time with my family, and playing all kinds of card games. I also am an animal lover and love to rescue them.
Growing up on a farm and having had chores from age 5 on and watching my Dad work 7 days a week taught me to have a very strong work ethic. I truly love what I do and it’s such a great feeling to be able to help my clients with one of their greatest investments – their home!
Branch Address: 808 134th Street SW, Ste 205 Everett, WA 98204
" Sandy provided detailed, easy to understand and thorough information related to our recent home purchase. She worked with us for years and was flexible, patient and quick. She answered every question we had providing all the information in a way we, as first home buyers, understood. I really appreciate her prompt replies with everything we put her way. "
"Sandy was extremely helpful. Being a first time home owner I was weary of lenders. Sandy put me at ease and explained everything simply"
"Sandy helped us every step of the way in the mortgage process. She is very friendly, professional, knowledgeable and attentive to all our needs."
This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.Download Now
There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.Download Now
We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.Download Now
This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.Download Now
Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.Download Now
In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.Download Now
The peace of mind of a fixed rate and payment is the right choice for most borrowers.*Please visit our Disclosures page for more details for all loan types
When you have short term lending goals, an adjustable rate may be right for you.*Please visit our Disclosures page for more details for all loan types