Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
Estimating your score will not harm your credit and will help us provide a range of available rates.
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
Branch Manager • Laguna Niguel Branch • NMLS #264700 | CA DRE #1878769
Michael Belfor has been helping families and investors navigate home financing for nearly two decades, serving clients throughout Southern California, Northern California, and Hawaii. Since aligning with American Pacific Mortgage in 2010, Michael has built a consistently top-producing branch recognized for innovation, service, and results.
Year after year, Michael has been ranked among the Top 1% of Mortgage Originators in the nation by Scotsman Guide and Mortgage Executive Magazine. His clients and partners know him as a trusted advisor who combines deep industry knowledge with a relationship-first approach.
In addition to his mortgage career, Michael is the author of several books on leadership, finance, and faith, includingThe Fed Made Simple, Crypto Bro, and Anchor: Leadership Built on Wisdom, Not Hype. His writing has allowed him to connect with a wider audience, blending his professional expertise with practical wisdom for everyday life.
Michael holds both a B.S. and M.A. from Liberty University in Lynchburg, VA. Beyond mortgage banking, he is passionate about leadership, fitness, Brazilian Jiu-Jitsu, surfing, and mentoring in his community. He also serves in church ministry, teaches, and has participated in mission work in Kenya, Dublin, and across the U.S.
Leadership & Community Involvement
Above all, Michael values faith, family, and service—building relationships that last far beyond the closing table.
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
My online resources are available any time.
You own your primary residence, but you’re thinking about buying a second home or possibly an investment property....