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Mary Ann Nicholes, Loan Advisor

Loan Advisor

Mary Ann Nicholes

NMLS #125402

Loan Advisor • Bellevue Branch

Phone: 206.781.2465
Fax: 206.781.0750
Licensed in WA

About Mary Ann


Branch Address: 301 116th Ave SE, Suite 200 Bellevue, WA 98004

See what my customers are saying...


Being a first time home owner and having no real idea of the process to get a home, Mary Ann patiently worked with me through the many steps and requirements. Despite the struggles in the housing market (at the time), issues unrelated to home buying and offer after offer, Mary Ann was right there adjusting, updating and answering questions. I also appreciated that she worked closely with my realtors, creating a team for me, not just a bunch of people uninterested in my delima.

I was very pleased with her communication, she could move between emails and phone calls without missing a beat. She kept track of everything and made me feel like a friend, not a client.

Carl Rodakowski - Happy Homeowner


Mary Ann is the best! Nobody works harder for you or is more patient. She made sure I got the lowest rates and she worked with me every step of the way to explain exactly what I needed. She is also an incredibly sweet person. I would recommend her without any hesitation. She helped me get my original mortgage under some very complicated circumstances, and also with my refinance. Each time, she was impeccable, making sure all the steps were followed so that my deal went through without a hitch. Thanks, Mary Ann!

Adina Meyer - Happy Homeowner

Mary Ann was so helpful! My husband and I had not a clue as to what we were doing and she not only walked us through everything, she held our hands. Mary Ann made the process so easy and painless. I would recommend Mary Ann to anyone and everyone. Honestly, I wish there were more Mary Ann's in all aspects of business.

Michelle Lind - Customer Service Rep

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog