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Kelly Gardner

NMLS #829533

Sales Manager | Loan Advisor • North County San Diego Branch

12 Years of Industry Expertise 
Cell: 949.678.9580
Fax: 855.696.9586
Licensed in CA

See what my customers are saying...

Kelly has been very helpful in assisting us with a home mortgage. She has made the process very easy and has taken a great deal of time in assisting us. We are very grateful for her help.

Bill Papanos - Finance Director

Kelly was amazing. She was ahead each step of the way and kept me well informed as to the process and choices I had. She made the process as stress free as possible. I wouldn't hesitate to recommend her to my friends and work with her again. 

A. Lockhart - Client

Kelly was incredible to work with during every step of the home buying process. She was easily accessible and spent extra time explaining things to us. She went out of her way to advocate for us when we made offers on houses. I also felt like she had our best interest at heart when searching for the lowest interest rates and finding ways to put us in a solid financial position. She was so helpful and knowledgeable and I would highly recommend her! 

J. Ross - Client

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