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Gina Koehl, Loan Advisor

Loan Advisor

Gina Koehl

NMLS #268739

Loan Advisor • Bellevue Branch

Phone: 425.274.2063
Fax: 425.274.2072
Licensed in WA, OR, AZ, and MT

About Gina

 With more than 25 years of mortgage industry experience, I specialize in all types of loans, and work with clients ranging from first-time buyers to well-established home buyers and investors.

My primary business goals include providing the highest level of customer service, supplying truly personalized loans and making each loan transaction as simple for my clients as possible. I have set high standards to give clients the home buying experience they are looking for—one that instills trust, confidence and peace of mind. I strive to build strong relationships with each client, so that I can recommend a loan that caters to each client’s individual wants and needs.

Although I have been in the industry for many years, I am dedicated to continuing my education so that I remain aware of new products as they become available, allowing my clients to have a full range of home loan programs to choose from. I am a Senior Mortgage Specialist, meaning I meet peer-developed and reviewed industry standards and follow a code of ethics that ensures each client receives quality mortgage advice.

I was born and raised in Washington state, and am a long-time Kirkland resident. I am proud to be a Mortgage Specialist at American Pacific Mortgage, one of the nation’s leading lenders, and I look forward to fulfilling your home financing needs.


Branch Address: 301 116th Ave SE, Suite 200 Bellevue, WA 98004

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Suits Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide between various loan options.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Thanking our Servicemembers: Your Guide to a VA Loan

In this guide, you will learn why VA loans are a great option for homeownership for active members and veterans in our armed forces.

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Home Buyer Blog