Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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Estimating your score will not harm your credit and will help us provide a range of available rates.
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
Branch Manager • Preferred Rate Branch • NMLS #205317
I’m Willie Smith — a husband, father of three boys, coach, and mortgage advisor with nearly three decades of experience helping families make smart, confident moves in real estate.
My specialty is VA loans. It's a deep passion and a calling — serving those who’ve served us. But that’s not where my work stops. I help first-time buyers, seasoned homeowners, self-employed clients, and retirees find the right loan for their life and goals. Whether it's FHA, jumbo, renovation, or a strategy to rebuild credit, I bring clarity to every conversation.
I started my career at places like Bank of America, Countrywide, and SunTrust, where I learned whatto do — and what to do better. Now, I bring that experience to every client I serve, with personal guidance, proven systems, and a team that knows how to get it done right.
My approach is simple: be real, stay ready, and deliver results. I’m not here to sell. I’m here to serve — with excellence, empathy, and a plan that makes you feel empowered from start to keys.
If you’re looking for a lender who treats you like family and shows up like a pro, let’s talk.
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
My online resources are available any time.