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October 1, 2024

Willie Smith

Branch Manager Preferred Rate Branch NMLS #205317

Phone number
904.977.2991
1845 East West Parkway Suite 7, Fleming Island, FL, 32003

About Willie


I’m Willie Smith — a husband, father of three boys, coach, and mortgage advisor with nearly three decades of experience helping families make smart, confident moves in real estate.

My specialty is VA loans. It's a deep passion and a calling — serving those who’ve served us. But that’s not where my work stops. I help first-time buyers, seasoned homeowners, self-employed clients, and retirees find the right loan for their life and goals. Whether it's FHA, jumbo, renovation, or a strategy to rebuild credit, I bring clarity to every conversation.

I started my career at places like Bank of America, Countrywide, and SunTrust, where I learned whatto do — and what to do better. Now, I bring that experience to every client I serve, with personal guidance, proven systems, and a team that knows how to get it done right.

My approach is simple: be real, stay ready, and deliver results. I’m not here to sell. I’m here to serve — with excellence, empathy, and a plan that makes you feel empowered from start to keys.

If you’re looking for a lender who treats you like family and shows up like a pro, let’s talk.

I'm Here to Help

My online resources are available any time.

What my Customers are Saying