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October 1, 2024
Sam Miller
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Sam Miller

Loan Officer • LendSmart Branch • NMLS #282612

Phone number
612.986.0773
11332 86th Ave N, Maple Grove, MN, 55369

About Sam

Sam Miller is a Loan Officer based with the Ruhland Team in Maple Grove, Minnesota.

With a mortgage career dating back to 1998, Sam brings more than 25 years of residential lending experience to homebuyers, homeowners and real estate professionals throughout Minnesota and the greater Twin Cities area.

Sam is known for knowledgeable guidance, responsive communication and his ability to work through challenging mortgage situations. He takes time to explain options, answer questions and keep clients and referral partners informed throughout the financing process.

His experience includes Conventional, FHA, VA, USDA, Jumbo and Reverse Mortgage financing, as well as home purchase and refinance transactions.

Whether you are buying your first home, purchasing your next property, refinancing or simply have questions about mortgage financing, Sam’s goal is to make the process easier to understand and help you move forward with confidence.

 

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This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Licensed by the Dept. of Financial Protection and Innovation under the CRMLA. CA-DRE #01215943; Massachusetts Mortgage Broker License MC 1850/LS 1850; AZ BK 0906702. Licensed by the NJ Department of Banking and Insurance. Rhode Island Licensed Lender. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details. For licensing information, go to NMLS Consumer Access, NMLS #1850. Equal Housing Opportunity

Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency..

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. The APM DBA is not in use in Idaho.

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