Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
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Loan Officer, GM • Guarantee Mortgage Branch • NMLS #248664
I am a mortgage broker and banker based in San Francisco with over 20 years of experience helping clients secure the best financing at the most competitive rates. I can help you with financing to purchase or refinance a single-family home, condominium, or a 2-4 unit property anywhere in California. I'll guide you through the process with patience and expertise.
My journey began in Washington, D.C., where I earned both a BA and an MBA in Finance from George Washington University. After graduation I moved to San Francisco where I started my career as an institutional investment consultant advising large pension plans on strategic investment decisions. Next, my passion for mountain biking led me to a job with Marin Mountain Bikes managing bicycle production and international distribution in Taipei, Taiwan.
Later, during the first dot-com boom, I joined an e-commerce startup as an operations manager. Working long hours in a new industry was thrilling, but when the company collapsed after burning through $100 million in venture financing, I found myself out of a job. My next move was to Vivid Studios, an early leader in web design and development. At Vivid I worked with startups to help them build their e-commerce platform, blending business strategy with Internet technology.
Amid these career shifts, I purchased my first home—a tenancy-in-common (TIC) unit in San Francisco’s Lower Haight neighborhood. Navigating TIC co-ownership and then condominium conversion sparked my passion for San Francisco real estate. This led me to my final career move: working for myself as a mortgage lender and real estate investor.
Today, I use my financial expertise to help me clients understand how their mortgage will fit into their overall financial picture. For investor clients, I offer my experience acquiring, renovating, and selling multi-unit properties to help them find the best financing to purchase and develop their projects.
Whether you’re a first-time homebuyer, purchasing a second home, or a real estate investor, I’m committed to helping you find the best financing solutions tailored to your goals. Along the way, I'll always be available to patiently explain the process and answer your questions.
I live in Mill Valley with my wife and teenage son. When I'm not originating loans, I take advantage of everything California has to offer by skiing, swimming, hiking, and biking whenever I can!
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