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David Carnes

NMLS #921741

Loan Advisor • Sacramento Branch

Cell: 916.662.1162
Fax: 855.401.1595
Licensed in CA

David Carnes

Loan Advisor Sacramento Branch NMLS #921741

916.662.1162
855.401.1595
Branch Address: 980 9th Street, Suite 1780, Sacramento, CA 95814

About David


At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this very important transaction.

We offer a full suite of web, mobile, text and email options for you to apply and communicate in the way that works best for you - and have security measures every step of the way to ensure that your private information stays that way.

Whether you're buying your first home, or are a seasoned investor, we have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans and more. Call me today to see how I can help you on your path to home ownership, or perhaps to assist in refinancing your current loan to meet the goals you have in mind.

Licensed in CA

Home Buyer Blog

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It’s not feasible for most people to snap their fingers and – poof! – a 20 percent down payment appears. For some,...

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