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Purchase your home today and then when rates drop...

Save on your refi!

  • Buy

    Purchase with
    confidence today!

  • Refi

    your home later

  • Save

    Enjoy reduced fees
    on your refi

What are the reduced fees? No administrative, application, commitment, technology, processing, or underwriting fees.

How does Buy-Fi work?

  1. Apply with APM or one of its branches/DBA brands for the purchase of your new home before 3/31/24

  2. Close on your purchase home loan

  3. We'll watch interest rates and when they drop, we've got you covered

  4. Refinance anytime before 12/31/24 and we'll waive your lender fees

Ready to get started? Apply Now!
  • Conditions and restrictions apply.  Lender fees include administrative, application, commitment, technology, processing, and underwriting fees. All other fees apply. Excludes broker, reverse and home equity loans. Purchase loan must be completed with American Pacific Mortgage or one of its branches/DBA brands between 1/1/23-3/31/23 or 11/1/23-3/31/24. Refinance must also be completed with American Pacific Mortgage or one of its branches/DBA brands to be eligible and must meet agency and investor guidelines. Limited to the initial refinance of the qualified loan (rate and term refi only)
    By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Terms and conditions are subject to change without notice. Subject to credit approval. This is not a commitment to lend. Cannot be combined with any other offer. Limited to the states American Pacific Mortgage is eligible to conduct business. To be eligible to qualify, the borrower will be required to provide a complete application, submit requested documentation, and have their credit pulled. Refinance must close and fund no later than 12/31/24

*No refund if you close with another lender, or if the cash option is used.

Cash Buys is a registered Service Mark of American Pacific Mortgage. American Pacific Mortgage is not affiliated with Power Buyer LLC.
Terms and conditions subject to Power Buyer Product Agreement.