BUY NOW /
REFI LATER
Purchase your home today and then when rates drop...
Save on your refi!
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Buy
Purchase with
confidence today! -
Refi
Refinance
your home later -
Save
Enjoy reduced fees
on your refi
What are the reduced fees? No administrative, application, commitment, technology, processing, or underwriting fees.
How does Buy-Fi work?
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Apply with APM or one of its branches/DBA brands for the purchase of your new home before 3/31/24
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Close on your purchase home loan
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We'll watch interest rates and when they drop, we've got you covered
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Refinance anytime before 12/31/24 and we'll waive your lender fees
- Conditions and restrictions apply. Lender fees include administrative, application, commitment, technology, processing, and underwriting fees. All other fees apply. Excludes broker, reverse and home equity loans. Purchase loan must be completed with American Pacific Mortgage or one of its branches/DBA brands between 1/1/23-3/31/23 or 11/1/23-3/31/24. Refinance must also be completed with American Pacific Mortgage or one of its branches/DBA brands to be eligible and must meet agency and investor guidelines. Limited to the initial refinance of the qualified loan (rate and term refi only)
By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Terms and conditions are subject to change without notice. Subject to credit approval. This is not a commitment to lend. Cannot be combined with any other offer. Limited to the states American Pacific Mortgage is eligible to conduct business. To be eligible to qualify, the borrower will be required to provide a complete application, submit requested documentation, and have their credit pulled. Refinance must close and fund no later than 12/31/24
By entering your information and clicking “submit," you agree that American Pacific Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
Someone will be in contact with you shortly.
How is your credit?
Estimating your score will not harm your credit and will help us provide a range of available rates.
By entering your information and clicking “submit," you agree that American Pacific Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
Someone will be in contact with you shortly.
By entering your information and clicking “submit," you agree that American Pacific Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
Someone will be in contact with you shortly.
Applying with
is a breeze
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
- Secure loan application & document exchange
- Ability to pause and resume where you left off
- Updates on your application
- Capability to e-sign documents
- Easy access to resources
*No refund if you close with another lender, or if the cash option is used.
Cash Buys is a registered Service Mark of American Pacific Mortgage. American Pacific Mortgage is not affiliated with Power Buyer LLC.
Terms and conditions subject to Power Buyer Product Agreement.