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Branch Manager

Steve Christenson

NMLS #268661

Branch Manager | Loan Advisor • Salt Lake City - Sugar House UT Branch 

Phone: 801.316.2841
Cell: 801.550.7656
Fax: 855.524.4014
Licensed in UT

About Steve


There is no substitute for experience, especially in the mortgage industry. I have been a loan officer for over 15 years. For the past 10 consecutive years I have earned a position in the Top Producers President’s Club. I received numerous customer service awards and ranked number one in capture rate for three years in a row. My experience and dedication to staying current in the industry means that you will be working with someone who understands the latest requirements, rules, and products. I can help you understand your options and guide you through what can be a complicated process.

When it comes to making one of the biggest financial commitments of your life, I can help you make an informed decision. I make a point to stay on top of the latest mortgage and real estate trends so your mortgage process is seamless. We will carefully walk through your loan process together to ensure you get the best product possible for your unique situation. 

You can trust our experience because American Pacific Mortgage believes in training and testing its mortgage professionals beyond the national and state standards to ensure you always work with a knowledgeable and friendly expert. With nearly 20 years’ experience, American Pacific Mortgage has a proven track record of success.

Trust my experience to help you get a great mortgage. 

 

 Branch Address:  1240 East 2100 South, Floor 3 Salt Lake City, UT 84106

Free Resources

First Time Homebuyer Checklist

This easy-to-follow First Time Homebuyer Checklist includes important information and worksheets to prepare you for buying your first home.

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Which Mortgage Loan Is Right For Me?

There are many mortgage loans to choose from, so it’s important to choose one that fits your circumstances. This quiz can help you decide which mortgage is right for you.

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5 Step Roadmap of the Home Loan Process

We mapped out the home loan process to provide you with the knowledge you need to navigate this exciting journey.

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Am I Financially Ready to Buy My First Home

This guide covers the most common financial questions asked when buying a home and is often needed to be financially ready. You may be ready to buy a home sooner than you think.

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Avoid These Mistakes When Buying Your First Home

Download our Tipsheet and you can steer clear of the most common hurdles along your path to homeownership.

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Insider’s Guide to Government Loan Options

In this guide, learn if you qualify for a government home loan for benefits that often include attractive interest rates, low down payment options and more lenient qualifying guidelines.

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Let us help you find the home loan to reach your financial goals.

American Pacific Mortgage Programs

Your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Keys on Time Guarantee Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Buy Want peace of mind for rising interest rates? You can lock your rate while you shop for a home, sell your home, or while your home is under construction. Certain fees may apply. Lock and Build Our Bridge Loan programs can help you purchase a new home before your existing home is sold. Bridge Loan Programs If you are looking to buy a home that exceeds conforming loan limits, we have multiple Jumbo loan programs to choose from. Jumbo Programs Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down. Peak If you are looking to finance a home that exceeds conforming loan limits, our High Balance Solutions program may be the ticket you need. High Balance Solutions If you are looking to finance a home that exceeds conforming high balance loan limits, you can split the loan amount between a first and second with our Jumbo Solutions program. Jumbo Solutions With our Expanded Access program, we have opened the doors to borrowers who need access to financing but don’t "fit" the standard agency or jumbo program guidelines. Expanded Access Investor Advantage gives you the most purchasing power in the market today for investment properties. Investor Advantage A mortgage program that lets qualified borrowers factor in their assets as sources of qualifying income. Asset Inclusion If you can dream it, you can make it a reality. Finance the purchase of your fixer upper with the cost of repairs included in your mortgage. Dream Home Renovation Home Ready is a conventional 3% down mortgage loan with even more flexible income qualification guidelines. Home Ready by Fannie Mae Purchase a home with low down payment and flexible sources of funds. Home Possible A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. STaR Loan Program Financing provided for the purchase and refinancing of manufactured homes. Manufatured Housing

Home Buyer Blog