What makes APM a top choice for loan officers looking to join a new mortgage company?

American Pacific Mortgage (APM) is a top choice for loan officers and branch managers because the company is 100 percent focused on helping producers look good and grow their business. As an employee-owned mortgage company, everyone is aligned around the success of originators and branches. APM’s leadership team, including the CEO, CCO, CFO, CIO, and production leaders, is actively involved, accessible, and supportive of field goals. By joining APM, you gain access to best-in-class infrastructure, technology, marketing, and back-office support so you can spend more time building your book of business and serving clients, and less time managing administration and headaches.

How does APM support branch managers in scaling, managing, and growing their production teams?

APM supports branch managers with a full growth ecosystem designed to help them scale, manage, and grow their production teams. Branch leaders gain access to dedicated recruiting support, strategic growth leadership, integration support, margin-management tools, and pricing and capital markets guidance, all backed by a nationwide production platform. APM’s cohesive production leadership, strong compliance and systems backbone, and rapid access to company resources give branch managers the structure they need to recruit, coach, and grow their teams efficiently and profitably.

What advantages do IMBs (Independent Mortgage Banks) get by aligning with APM?

Independent Mortgage Banks (IMBs) that align with American Pacific Mortgage gain access to a full-service platform while retaining much of their independence and identity. IMBs benefit from competitive pricing and market access, a broad product menu, an advanced technology stack, marketing resources, and robust compliance and regulatory infrastructure. Partnering with APM allows IMB owners and leadership teams to leverage a respected national platform, expand their reach, and reduce operational and regulatory risk while staying focused on client relationships, originations, and production growth rather than building and maintaining all systems on their own.

What does APM’s employee-ownership model mean for me as a loan originator or branch manager?

APM’s employee-ownership model means that when you join the company as a loan originator or branch manager, you become part of an organization where employees share in the company’s success. Employee ownership fosters a culture of accountability, teamwork, and long-term alignment because everyone has a stake in performance and growth. This structure supports recruiting and retention by offering more than just a paycheck, and it reinforces a culture that rewards production, collaboration, and contribution over the long term.

How are technology systems and productivity tools at APM designed to help originators close more loans?

APM provides technology systems and productivity tools that are purpose-built to help originators close more loans with less friction. The company’s technology stack, agile operational processes, pricing and margin management functions, and dedicated branch and originator integration teams are all aligned to reduce cycle times, improve workflow efficiency, and enhance the client experience. With these systems in place, loan officers spend less time on manual processes and more time advising clients, managing pipelines, and driving new business.

What kinds of culture and leadership can I expect when joining APM?

When you join APM, you can expect a culture defined by production-driven mentorship, open communication, strategic support, and mutual respect. Senior leaders at American Pacific Mortgage are not distant or disconnected; many have direct experience as originators, branch managers, and production leaders. They serve as mentors and advocates who understand the realities of the field and are committed to helping producers succeed. You will be surrounded by professionals who lead with intent, accountability, and a continuous improvement mindset.

How does APM handle compliance, licensing, and regulatory matters to support loan officers and branches?

APM treats compliance, licensing, and regulatory oversight as core pillars of its platform. The company has a dedicated Chief Compliance Officer and a seasoned compliance team that manages licensing, advertising reviews, state and federal examinations, privacy requirements, HMDA and ECOA reporting, and fair-lending practices. This robust regulatory infrastructure reduces risk for loan officers and branches and allows producers to focus on production while operating under a strong, compliant national framework.

What steps do I need to take if I’m interested in joining APM as a branch leader, loan originator, or IMB?

If you are interested in joining American Pacific Mortgage as a branch leader, loan originator, or Independent Mortgage Bank, the first step is to reach out through the contact link or form on the site. APM will schedule a confidential conversation to understand your goals, walk you through the platform, and identify the best fit for your business model. From there, you will meet key members of the leadership team, review the value proposition and support structure, discuss integration and onboarding timelines, and move into contract and launch once both sides are aligned.

Meet APM | Join APM

Meet the Leaders Driving Production at APM

At American Pacific Mortgage, leadership is more than a title. It’s a mindset fueled by our core values. Our production leaders are actively involved in shaping strategy, supporting our teams, and driving results with purpose.

They’re not just decision-makers. They’re mentors, collaborators, and advocates for the people who power our business. As an employee-owned company, we take pride in leading with accountability and a deep commitment to shared success.

The leaders below aren’t our full leadership team, but are the individuals we believe you should meet as you explore what it means to build your future with us.

Executive Leadership

Ned is responsible for leading the company’s strategic objectives, health of the organization, including financial soundness and quality, and all other aspects of preserving and promoting the culture of APM.

More About Ned

Ned Payant

Chairman of the Board

Dustin is responsible for the revenue, production, and growth of the organization. As a prior LO, Branch Manager and Production Leader, Dustin knows what it takes to make our branches and originators look good.

More About Dustin

Dustin Sheppard

CEO/President

Marty is responsible for Compliance oversight including licensing, advertising, disclosures, state/federal examinations and regulations, privacy, ECOA, HMDA, and fair lending.

More About Marty

Marty Allred

Chief Compliance Officer

Prateek oversees all areas of finance, accounting, treasury, payroll, and servicing at American Pacific Mortgage (APM). He also works with senior leadership as a key strategic partner to grow APM’s lending platform.

More About Prateek

Prateek Khokhar

Chief Financial Officer

Michael oversees performance metrics and leads initiatives to streamline processes, reduce cycle times, and improve loan production efficiency. He drives cross-functional alignment and supports the adoption of new systems and business models.

More About Michael

Michael Guidotti

Chief Operations Officer

Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.

More About Michele

Michele Buschman

Chief Information Officer

Brock's role is to oversee all elements of pricing and selling of loans, including hedging, pipeline & margin management, investor relations, and strategic planning.

More About Brock

Brock Homer

SVP Capital Markets

Production & Strategic Growth Leadership

Jason oversees the growth and sales goals for the organization, including enterprise branch oversight and business development strategies.

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Jason Ponsonby

SVP Production

With an eye for expansion, Dustin Block leads APM’s growth efforts, overseeing the company’s production recruiting for all models.

More About Dustin

Dustin Block

VP Strategic Growth

Lindsay ensures APM runs smoothly for all by overseeing the loan team branch and central processing, as well as the Integration Experience.

More About Lindsay

Lindsay Witter

VP Strategic Growth

Kevin manages and grows APM's corporate retail branch presence through his role as regional sales leader.

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Kevin Caruana

VP Production

Heather oversees the integration experience for branches as well as individual loan officers to ensure a seamless transition to APM.

More About Heather

Heather Rigano

Integration Manager

Our mission is 100% focused on making our branch managers look good. And as an employee-owned company, everyone is pulling to make that happen, because when you win, we all win. Our leadership team, including the CEO, CCO, CFO, CIO, and other production leaders, is actively involved, supportive, and aligned with originators’ goals. By joining APM, you gain access to best-in-class infrastructure, technology, marketing, and back-office support, giving you more time to focus on what matters: building your book of business and serving clients.
APM offers branch managers a full growth ecosystem: dedicated recruiting support, strategic growth leadership, integration support, margin-management tools, pricing and capital markets guidance, and a nationwide production platform. As a branch leader, you’ll benefit from APM’s cohesive production leadership team, a strong compliance and systems backbone, and rapid access to company resources, enabling you and your branch to grow efficiently and effectively.
For IMBs, partnering with APM offers access to a full-service platform while retaining independence. IMBs gain: competitive market access, pricing and product variety, advanced technology stack, marketing support, compliance infrastructure, and the strength of joining a respected national company. This allows IMBs to expand their reach, leverage infrastructure, and maintain focus on client relationships and originations without the risk and financial investment.
When you join APM, you become part of an employee-owned organization, meaning you, your loan officers, and branch employees share in the company's success. This model fosters a sense of ownership, accountability, and teamwork as well as fostering recruiting and retention of new and existing employees. Your contributions directly support the company’s growth, and the culture rewards production, collaboration, and long-term alignment.

APM provides purpose-built tools and infrastructure to streamline your workflow and give you a competitive advantage. The technology stack, agile processes, pricing and margin management functions, and branch/originator integration teams are all aligned to reduce cycle times, enhance efficiency, and improve client experience. With these tools, you’ll spend less time managing headaches and more time originating loans.
At APM, the culture is defined by production-driven mentorship, open communication, strategic support, and mutual respect. Senior leaders are not distant. They have backgrounds as originators, branch managers, and production leaders themselves.

Our leaders serve as mentors and advocates, and they’re committed to helping you succeed. You’ll be surrounded by professionals who lead with intent, accountability, and a mindset of continuous improvement.
Compliance is a critical pillar at APM. With a Chief Compliance Officer overseeing licensing, advertising, state/federal examinations, privacy, HMDA/ECOA, and fair-lending practices, you’re joining a company with a robust regulatory infrastructure.

This frees you to focus on production while reducing regulatory risk and ensuring your team remains compliant and competitive.
To join APM, simply reach out via the link below. We’ll schedule a confidential conversation to understand your goals, review our platform, and outline the path that best fits you (loan originator, branch manager, or IMB). From there, you’ll meet key members of our leadership team, review the value proposition, integration support, and onboarding timeline. Once both sides are aligned, we move into contract and launch.

Leading
With
Purpose

Meet the Leaders Driving Production at APM