Amplify
Originators
Making mortgage
originators look good.
At APM, our customer is you, the Originator
When we say we’re 100% focused on making our originators look good, it means a culture of serving our branches and fueling our originators with the tools they need to grow in today’s market. Everything from arming you with the right tech stack to the industry-leading loan products that enable more homeownership.
It’s about providing you with resources to streamline your business while staying focused on growth. We do whatever it takes to ensure our originators stand out and win business in today’s market.
Explore our tools for Mortgage Originators
Discover a full suite of competitive loan products designed to help you win more deals and serve more borrowers.
Explore multiple business channels that support your expansion—your way.
See how we help you stay in front of prospects and convert more leads into lifelong clients.
Access cutting-edge marketing tools and strategies that amplify your brand and boost your visibility.
Tap into expert guidance and peer mentorship to take your production to the next level.
Learn how our unique ownership model gives you a real stake in the company’s success.
Join industry-leading events and hands-on training designed to keep you sharp, connected, and inspired.
Premier Products for Mortgage Originators
Beyond conventional and government loans, APM has exclusive, game-changing products designed to help you win in today’s market.
Here are just a few:
In-House Construction & Renovation Lending
You don’t have to be a construction expert to close more loans in this space. Our dedicated team—backed by decades of experience—provides the training and support you need to capture builder business and expand your pipeline. We offer one-time and two-time close options to meet borrower needs.
Jumbo Financing Up to $10 Million
In-house jumbo solutions make it easy to serve high-net-worth clients. Need more? We also offer brokered options up to $30M.
In-House DPA Programs
Our exclusive down payment assistance program offers higher margins for you and lower costs for the borrower. Plus, we have a wide range of DPA options to help you serve more clients.
Expanded
Loan
Options
Whether it’s bank statement loans, DSCR loans, ITIN borrowers, in-house solutions, or government loans with credit scores as low as 580, APM has you covered for your Non-QM needs.
In addition to game-changing products, APM originators can access unique channels that help scale production and expand reach.
Credit Union Advantage Program:
APM originators can partner with credit unions to expand their reach, strengthen their pipeline, and leverage trusted relationships for ongoing referrals.
MSA and Affinity Programs:
Tap into powerful business development tools that create mutually beneficial relationships with key organizations, giving you a competitive edge.
Reverse Mortgage Solutions:
Our reverse mortgage team will help you capture this growing market.
Commercial Lending:
Starting at $500,000, we offer commercial lending solutions for multi-family, mixed-use, retail, office, industrial buildings, and more.
Building a National Footprint:
With APM’s referral program, originators can solicit, close, and get paid on deals in 49 states without being personally licensed in each state. This is an excellent opportunity for influencers with national followings.
Culture at APM
Hear from APM Branch Manager Dominique Love as she shares how APM’s transparent culture supports the growth of her business.
"I wish everyone could know what I and my team feels right now because I think if they did, they'd come join us."
Who you Work
for Matters
At APM, you don’t work for corporate shareholders—you work for yourself and your colleagues. As an employee-owned company, every originator and branch manager is a stakeholder in our shared success. That means decisions are made with your growth in mind. Your voice carries weight, and your future is tied to the company you help build.
Elite Coaching &
Professional Development
We partner with top industry coaches to provide ongoing training and exclusive coaching opportunities for our originators and branch managers. In addition, you are invited to join peer-led mastermind groups to increase collaboration, spark creativity, and fuel growth.
Creating Experiences:
Exclusive APM Events
Growth isn’t left to chance—it’s part of our culture. We offer exclusive events and training year-round to support originators and branch managers at every stage. From annual business planning and virtual trainings to our APM Leadership Conference and companywide Symposium, you’ll get direct access to coaching, collaboration, and proven strategies for success.
In-House Lead Nurturing: AP Connect
Let us handle the follow-up so you can focus on closing. Our in-house lead engagement team, AP Connect, helps mortgage originators stay in front of leads without lifting a finger. Whether your leads come from Zillow, Realtor.com, or a preferred real estate partner, our experienced sales team ensures that they don’t go to waste.
Live Lead Engagement
Our internal team contacts leads and live-transfers them to you or your Realtor® partner when they’re ready.
Seven-Day Coverage & Bilingual Support
More coverage means more opportunities.
Long-Term Lead Nurturing:
We don’t just follow up once; we keep leads engaged until they’re ready.
No Consumer-Direct Model
This is a resource to support your business, not a corporate call center.
Originator Resources
APM Roadmap for Originators
Get insider access to the tools and systems we use to help loan officers grow their business by 5x–10x.
Loan Playbook
An inside look at APM’s expansive product suite designed to help you serve more borrowers and win more business.
This is APM eBook
A guide to who we are, what we stand for, and why originators and branch managers choose to grow with APM.
Frequently Asked Questions
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American Pacific Mortgage gives originators the ability to grow their business with a lender that is big enough to compete and small enough to stay personal. We are a company built by producers, which means everything we do is designed to help you win in your local market. You get access to a deep and competitive product menu, a modern tech platform, and specialized operational support that keeps your loans moving. With flexible business models, diversified income opportunities, and a 49% employee-owned structure, you have the autonomy to build your business your way while sharing in the long-term success of the company. Here, you are not a number. You are a partner in a collaborative culture that invests in your growth, your production, and your future.
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As an APM loan originator, you receive the kind of support that allows you to focus on production while we handle the heavy lifting behind the scenes. Our white-glove onboarding and transition team ensures you have a smooth, confident start. From there, you gain access to specialized operational teams for scenarios, jumbo and complex financing, credit union and affinity programs, bank and broker guidance, and more. You also benefit from ongoing coaching, product training, peer mastermind groups, and a collaborative culture built by producers who understand what you need to succeed. Our technology, lead engagement resources, and streamlined systems are designed to remove friction from your day-to-day, helping you convert more opportunities and close more loans, faster.
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APM offers an extensive and highly competitive product menu designed to help you win in any market. In addition to conventional and government programs, you’ll have access to delegated jumbo financing, renovation and construction lending, Non-QM options, down payment assistance, reverse mortgages, commercial lending, and more. Our open platform also allows you to bank or broker, giving you the flexibility to secure the best solution for every borrower. With this level of variety and control, you can serve more clients, diversify your business, and compete effectively in your local market.
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Being part of a 49 percent employee-owned company means you are more than an originator at APM—you are an owner. Through our ESOP, you build long-term wealth as the company grows, with shares that accumulate in addition to your regular retirement savings. Studies show that employee-owners often see significantly stronger retirement outcomes, and our structure reinforces a culture where everyone is invested in helping each other succeed. Decisions aren’t driven by outside shareholders or quarterly earnings reports. They’re made with your production, your clients, and your future in mind.
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Yes. APM provides robust in-house marketing support with tools and materials designed to help you build your brand and stay connected to your customers and partners. You’ll have access to compliance-approved, customizable marketing assets, co-branded materials, automated email campaigns, and borrower journeys that keep you top of mind without adding work to your day. Our team is here to guide you, answer questions, and help you leverage the right strategies, but you maintain full control of how you market your business.
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It’s simple. Complete the contact form on this page or reach out to our recruiting team. We’ll schedule a confidential conversation to explore whether APM is the right fit for you and your business goals.