Your
Future
is With Us

APM enables Independent Mortgage Banks to de-risk, monetize, and scale without sacrificing the identity or leadership structure they’ve built. IMBs can take money off the table and reduce operational and compliance risk while maintaining the autonomy to run their business their way.

By joining APM, your brand, leadership, and culture remain intact, but you gain the strength of a nationally ranked, employee-owned mortgage platform behind you. Your team plugs directly into APM’s operational engine, enterprise-level compliance, secondary and capital markets, technology, HR, accounting, marketing, and production support, freeing you from the systems and cost burdens that slow growth and increase exposure.

You keep your people, your processes, and your model, while gaining:

• The ability to take chips off the table through a liquidity event
• Reduced operational, financial, and regulatory risk
• Access to APM’s ESOP, creating long-term wealth opportunities for your team
• Enterprise operations built to scale your existing brand
• The autonomy and leadership authority you have today

In short, APM modernizes and strengthens IMBs without stripping away what makes them unique. You maintain control of your business and brand, while APM powers everything behind the scenes to help you grow smarter, safer, and faster. 

IMBs choose APM for its reputation as a top retail lender with a flexible structure, operational excellence, and alignment with an employee-owned company that puts originators first. APM helps IMBs simplify their business management, reduce costs, and access best-in-class systems, all while allowing leadership to focus on production, recruiting, and growth.

Yes. APM partnerships are built around flexibility. IMBs can retain their name, leadership, culture, and market presence while benefiting from APM’s operational strength, regulatory coverage, and multi-channel platform.

IMBs gain access to APM’s integrated technology stack, which includes a modern LOS, pricing engine, CRM, and marketing automation, recruiting and analytics dashboards, and advanced data reporting tools, all optimized for loan officers and leadership teams.

APM’s centralized compliance and licensing teams provide full oversight, policies, and support to protect IMBs from regulatory risk. With 49-state licensing and robust QA/QC processes, APM ensures your team can operate confidently under a trusted national framework. 

IMBs can reduce overhead, gain margin stability, and improve profit potential through APM’s volume-based pricing, national secondary execution, and shared services model. Partnering with an employee-owned lender also means joining a platform built for all employees to benefit from, providing retention and recruiting opportunities at no additional cost. This allows for you to grow with long-term sustainability, not short-term gain.

Unlike many aggregators or correspondent networks, APM is privately held and employee-owned. Decisions are made with long-term partnership in mind, not shareholder pressure. We prioritize relationships, culture, and the success of our originators and partners above all else.

APM’s dedicated transition team works closely with IMB leadership to create and implement an onboarding plan that covers licensing, operations integration, marketing, and communications. The goal is to minimize downtime and ensure a seamless transition for your team and clients.

You can start by booking a 1-1 Confidential Owner-to-Owner conversation from the form found on this page. We’ll reach out to learn about your goals, evaluate alignment, and discuss how APM can support your growth and transition strategy. NDAs are always provided and signed ahead of any conversation.