APM has access to hundreds of programs that can help buyers in specific geographic areas, in addition to broader programs that support larger areas.

Homeownership just got 2% easier! Borrowers can now buy a home with as little as a 1% down payment. They’ll contribute a 1% down payment, and APM will provide a 2% grant (not to exceed $4,500), providing them an automatic 3% equity at closing. 

We're dedicated to strengthening the communities we serve by building generational wealth through homeownership. Properties within pre-determined areas will see notable price improvements and may qualify for a Loan Level Price Adjustment waiver.

Home Possible and Home Ready are conventional programs designed as alternatives to FHA lending.  These products may be the right solution for low-income buyers who need low down payments or flexible guidelines.

A Foreign National Mortgage can be made without credit or a social security number and can be used as a primary, secondary or investment property. Includes DACA and DREAMers too!

Customer ready for homeownership but not quite mortgage ready? Learn how they can finally get out of renting and into a home with non-traditional financing. Introducing the Link Loan – they can finally get out of renting and gain the benefits of homeownership!

Our SecureLock^TM program allows buyers to obtain credit approval and lock in their interest rate before they find or build their homes. If rates drop within 21 days of closing, so does the rate! If interest rates rise, we’ve got them covered—the rate stays right where they locked it.

Help your buyers get their offers accepted. Present an offer backed by the purchasing power of full loan approval, and the commitment to close on time. If we don’t meet the closing date, we’ll pay $2,000 to the buyer or seller (buyer’s choice).

Temporary buydowns are great solutions for buyers looking for a lower payment for those first few years. A temporary buydown fee can reduce the rate by 3%, 2% or just 1% per year.