--- title: | Homebuying Options description: Homebuying Options | --- ![American Pacific Mortgage logo](https://www.apmortgage.com/hubfs/APM%202018%20Logo.svg) ## What type of loan are you looking for? [Purchase ![Purchase button](https://www.apmortgage.com/hubfs/Icon%20-%20Purchase%20-%20House%20with%20Coin%20$%20-%203D.svg) ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [Refinance ![Refinance button](https://www.apmortgage.com/hubfs/Icon%20-%20Refi%20-%20Arrow%20Circling%20House%20-%203D.svg) ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) ## Are you currently working with an APM Loan Advisor? [Yes](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [No](https://www.apmortgage.com/test-blog/tag/homebuying-options#) ## Who are you working with? [Next](https://www.apmortgage.com/test-blog/tag/homebuying-options#) Let's get started! ## When do you plan to buy? Under Contract ** Next Couple Months ** Within a year ** Just Researching ** [Next](https://www.apmortgage.com/test-blog/tag/homebuying-options#) Let's get started! ## Where is the property located? ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-bs-marker.svg) Browse by State ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-caret-down.svg) **Field Required* [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Alabama ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Alaska ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Arizona ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Arkansas ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) California ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Colorado ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Connecticut ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Delaware ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) District Of Columbia ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Florida ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Georgia ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Hawaii ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Idaho ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Illinois ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Indiana ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Iowa ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Kansas ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Kentucky ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Louisiana ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Maine ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Maryland ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Massachusetts ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Michigan ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Minnesota ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Mississippi ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Missouri ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Montana ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Nebraska ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Nevada ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) New Hampshire ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) New Jersey ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) New Mexico ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) North Carolina ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) North Dakota ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Ohio ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Oklahoma ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Oregon ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Pennsylvania ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Puerto Rico ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Rhode Island ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) South Carolina ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) South Dakota ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Tennessee ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Texas ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Utah ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Vermont ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) 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![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Wyoming ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) Clear Save Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. [Next](https://www.apmortgage.com/test-blog/tag/homebuying-options#) ## Are you ready to apply? [Yes](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [Want More Information](https://www.apmortgage.com/test-blog/tag/homebuying-options#) ## Where is the property located? ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-bs-marker.svg) Browse by State ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-caret-down.svg) **Field Required* [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Alabama ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Alaska ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Arizona ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Arkansas ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) California ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Colorado ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Connecticut ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Delaware ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) District Of Columbia ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Florida ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Georgia ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Hawaii ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Idaho ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Illinois ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Indiana ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Iowa ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Kansas ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) ![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/fi-sr-circle.svg) Kentucky ](https://www.apmortgage.com/test-blog/tag/homebuying-options#) [![](https://www.apmortgage.com/hubfs/Find_a_Branch_Search/icons/un-radio.svg) 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You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out. [Submit](https://www.apmortgage.com/test-blog/tag/homebuying-options#) ## Someone will be in contact with you shortly. Thank you Let's Get Started #### Applying with is a breeze **To begin, **you will need to create a secure account. After you’ve created an account, you will enjoy: - Secure loan application & document exchange - Ability to pause and resume where you left off - Updates on your application - Capability to e-sign documents - Easy access to resources [Continue **](https://www.apmortgage.com/test-blog/tag/homebuying-options#) # APM BLOG SCROLL ![](https://www.apmortgage.com/hubfs/2020-apm/images/IL%E2%80%94Website-2020/scroll-arrow.svg) ### Our Blog Puts YOU in the Driver’s Seat Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there. - [Mortgage Matters](https://www.apmortgage.com/blog/topic/mortgage-matters) - [Home Buying Options](https://www.apmortgage.com/blog/topic/homebuying-options) - [Life & Home](https://www.apmortgage.com/blog/topic/life-home) - [Refinance Options](https://www.apmortgage.com/blog/topic/refinance-options) - [APM Insider](https://www.apmortgage.com/blog/topic/apm-insider) ## [Pre-Approval Helps Buyers Compete (Clone)](https://www.apmortgage.com/test-blog/pre-approval-helps-buyers-compete-0) [American Pacific Mortgage](https://www.apmortgage.com/test-blog/author/american-pacific-mortgage) / Jul 26, 2020 6:17:39 AM [![](https://www.apmortgage.com/hs-fs/hubfs/shutterstock_1111121897.jpg?width=672&name=shutterstock_1111121897.jpg) ](https://www.apmortgage.com/test-blog/pre-approval-helps-buyers-compete-0) Shopping for a home can be exciting and nerve-wracking.  When the market is tight,and you’re competing against multiple offers – especially when some of those offers are for cash – it can be downright frustrating. [Read Article](https://www.apmortgage.com/test-blog/pre-approval-helps-buyers-compete-0) ## [Why You Should Start the Home Buying Process with a Pre-Approval](https://www.apmortgage.com/test-blog/why-you-should-start-the-home-buying-process-with-a-pre-approval-1) [American Pacific Mortgage](https://www.apmortgage.com/test-blog/author/american-pacific-mortgage) / Jun 9, 2020 7:57:30 AM [![](https://www.apmortgage.com/hs-fs/hubfs/Images/Blog/start_with_preapproval_blog.jpg?width=672&name=start_with_preapproval_blog.jpg) ](https://www.apmortgage.com/test-blog/why-you-should-start-the-home-buying-process-with-a-pre-approval-1) Buying a home can be exciting. You know you want to buy a house, but where should you begin? The ideal place to begin the home buying process is with getting a pre-approval for a home loan. When you get preapproved for a loan, you will have more than just an estimate of how much home you can afford. A Pre-approval gives you an actual figure of how much you will qualify for and can offer on a home; and that kind of knowledge is power. You will know what to shop for when you begin looking at homes. And, if you get pre-approved with our [Keys on Time program,](https://www.apmortgage.com/loan-options/apm-speciality-programs#keys) you can beat out other bidders, as a seller knows you have been pre-approved for financing and can close in up to 18-days (restrictions apply)* [Read Article](https://www.apmortgage.com/test-blog/why-you-should-start-the-home-buying-process-with-a-pre-approval-1) ## [Pre-Approval Helps Buyers Compete](https://www.apmortgage.com/test-blog/pre-approval-helps-buyers-compete) [American Pacific Mortgage](https://www.apmortgage.com/test-blog/author/american-pacific-mortgage) / May 10, 2020 1:00:00 PM [![](https://www.apmortgage.com/hs-fs/hubfs/shutterstock_1111121897.jpg?width=672&name=shutterstock_1111121897.jpg) ](https://www.apmortgage.com/test-blog/pre-approval-helps-buyers-compete) Shopping for a home can be exciting and nerve-wracking.  When the market is tight, and you’re competing against multiple offers – especially when some of those offers are for cash – it can be downright frustrating. [Read Article](https://www.apmortgage.com/test-blog/pre-approval-helps-buyers-compete) ## [Manufactured Homes can be an Affordable Option in a Hot Market](https://www.apmortgage.com/test-blog/manufactured-homes-can-be-an-affordable-option-in-a-hot-market) [American Pacific Mortgage](https://www.apmortgage.com/test-blog/author/american-pacific-mortgage) / May 10, 2020 12:30:00 PM [![](https://www.apmortgage.com/hs-fs/hubfs/shutterstock_1066787789.jpg?width=672&name=shutterstock_1066787789.jpg) ](https://www.apmortgage.com/test-blog/manufactured-homes-can-be-an-affordable-option-in-a-hot-market) In hot real estate markets, it can be frustrating to get a foot in the door of home ownership.  Manufactured homes are becoming more and more popular as an affordable option but have traditionally been difficult to finance.  Our Manufactured Select program seeks to change that and has been designed specifically to give home buyers more options for affordable housing. 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